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Financial Instruments with Off-Balance Sheet Risk (Tables) | 9 Months Ended
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Sep. 30, 2012
Financial Instruments with Off-Balance-Sheet Risk [Abstract] |
Contractual amounts represent credit risk |
Commitments to extend credit: |  |  |  |
Future loan commitments |  | $ | 20,286,347 |
Home equity lines of credit |  |  | 29,909,949 |
Unused lines of credit |  |  | 34,081,370 |
Undisbursed construction loans |  |  | 3,572,260 |
Financial standby letters of credit |  |  | 7,000 |
|  | $ | 87,856,926 |

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