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Financial Instruments with Off-Balance Sheet Risk (Tables)

9 Months Ended

Sep. 30, 2012

Financial Instruments with Off-Balance-Sheet Risk [Abstract]

Contractual amounts represent credit risk

Commitments to extend credit:
Future loan commitments		$	20,286,347
Home equity lines of credit			29,909,949
Unused lines of credit			34,081,370
Undisbursed construction loans			3,572,260
Financial standby letters of credit			7,000
		$	87,856,926

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- Definition

Schedule of commitment to extended credit.

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