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Loans Receivable and Allowance for Loan Losses (Details) (USD $)	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Dec. 31, 2010
Company's loan portfolio
Total Loans	$ 499,041,644		$ 509,757,889
Premiums on purchased loans	221,710		231,125
Net deferred costs	537,948		622,955
Allowance for loan losses	(6,691,731)	(6,673,648)	(9,384,672)	(11,157,678)	(11,399,727)	(15,374,101)
Loans receivable, net	493,109,571		501,227,297
Commercial, Real Estate [Member]
Company's loan portfolio
Total Loans	255,551,934		215,659,837
Allowance for loan losses	(3,585,039)	(3,782,390)	(4,018,746)
Residential [Member]
Company's loan portfolio
Total Loans	138,666,279		188,108,855
Allowance for loan losses	(1,418,823)	(1,209,903)	(2,550,588)
Construction [Member]
Company's loan portfolio
Total Loans	6,213,797		12,306,922
Allowance for loan losses	(250,739)	(250,511)	(867,159)
Construction to Permanent [Member]
Company's loan portfolio
Total Loans	4,312,597		10,012,022
Allowance for loan losses	(14,481)	(121,450)	(547,333)
Real Estate [Member] | Commercial, Real Estate [Member]
Company's loan portfolio
Total Loans	255,551,934		215,659,837
Real Estate [Member] | Residential [Member]
Company's loan portfolio
Total Loans	138,666,279		188,108,855
Real Estate [Member] | Construction [Member]
Company's loan portfolio
Total Loans	6,213,797		12,306,922
Real Estate [Member] | Construction to Permanent [Member]
Company's loan portfolio
Total Loans	4,312,597		10,012,022
Commercial [Member]
Company's loan portfolio
Total Loans	41,100,960		31,810,735
Allowance for loan losses	(816,165)	(735,342)	(882,062)
Consumer home equity [Member]
Company's loan portfolio
Total Loans	51,011,804		49,694,546
Consumer installment [Member]
Company's loan portfolio
Total Loans	$ 2,184,273		$ 2,164,972

X

- Definition

For an unclassified balance sheet, the carrying amount (net of accumulated amortization) as of the balance sheet date of capitalized costs associated with the issuance of debt instruments (for example, legal, accounting, underwriting, printing, and registration costs) that will be charged against earnings over the life of the debt instruments to which such costs pertain.

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-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 17

-Article 5



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-Name Accounting Principles Board Opinion (APB)

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-Paragraph 16

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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-Number Topic 6

-Section L

-Subsection 1

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- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

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Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph a

-Article 9



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-Name Accounting Standards Codification

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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