XML 71 R41.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans Receivable and Allowance for Loan Losses (Details 5) (USD $)
Sep. 30, 2012
Dec. 31, 2011
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans $ 499,041,644 $ 509,757,889
Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 412,312,236 400,702,365
Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 32,340,500 48,957,025
Commercial, Real Estate [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 255,551,934 215,659,837
Commercial, Real Estate [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due     
Total Non-Accrual and Past Due Loans 303,644  
Construction [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 6,213,797 12,306,922
Construction to Permanent [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 4,312,597 10,012,022
Residential [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 138,666,279 188,108,855
Commercial [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 41,100,960 31,810,735
Consumer [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Loans 53,196,077 51,859,518
Performing (Accruing) Loans [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due 5,393,159 7,003,896
61-90 Days Past Due 3,807,063 84,225
Total Past Due 9,200,222 7,088,121
Current 457,323,412 472,525,498
Total Performing Loans 466,523,634 479,613,619
Total Non-Accrual and Past Due Loans 32,518,010 30,144,270
Total Loans 499,041,644 509,757,889
Performing (Accruing) Loans [Member] | Commercial, Real Estate [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due   1,915,504
61-90 Days Past Due 3,807,063  
Total Past Due 3,807,063 1,915,504
Current 241,797,967 197,655,565
Total Performing Loans 245,605,030 199,571,069
Total Non-Accrual and Past Due Loans 9,946,904 16,088,768
Total Loans 255,551,934 215,659,837
Performing (Accruing) Loans [Member] | Commercial, Real Estate [Member] | Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current 209,984,652 162,670,173
Total Performing Loans 209,984,652 162,670,173
Total Non-Accrual and Past Due Loans   402,663
Total Loans 209,984,652 163,072,836
Performing (Accruing) Loans [Member] | Commercial, Real Estate [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due   1,915,504
61-90 Days Past Due 2,237,710  
Total Past Due 2,237,710 1,915,504
Current 18,032,933 22,263,802
Total Performing Loans 20,270,643 24,179,306
Total Non-Accrual and Past Due Loans 303,644 2,832,452
Total Loans 20,574,287 27,011,758
Performing (Accruing) Loans [Member] | Commercial, Real Estate [Member] | Substandard [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
61-90 Days Past Due 1,569,353  
Total Past Due 1,569,353  
Current 13,780,382 12,721,590
Total Performing Loans 15,349,735 12,721,590
Total Non-Accrual and Past Due Loans 9,643,260 12,853,653
Total Loans 24,992,995 25,575,243
Performing (Accruing) Loans [Member] | Construction [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current 3,135,953 9,210,344
Total Performing Loans 3,135,953 9,210,344
Total Non-Accrual and Past Due Loans 3,077,844 3,096,578
Total Loans 6,213,797 12,306,922
Performing (Accruing) Loans [Member] | Construction [Member] | Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due     
61-90 Days Past Due     
Total Past Due     
Current     
Total Performing Loans     
Total Non-Accrual and Past Due Loans     
Total Loans     
Performing (Accruing) Loans [Member] | Construction [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current 3,135,953 9,210,344
Total Performing Loans 3,135,953 9,210,344
Total Loans 3,135,953 9,210,344
Performing (Accruing) Loans [Member] | Construction [Member] | Substandard [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Total Non-Accrual and Past Due Loans 3,077,844 3,096,578
Total Loans 3,077,844 3,096,578
Performing (Accruing) Loans [Member] | Construction to Permanent [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current 3,038,410 5,808,035
Total Performing Loans 3,038,410 5,808,035
Total Non-Accrual and Past Due Loans 1,274,187 4,203,987
Total Loans 4,312,597 10,012,022
Performing (Accruing) Loans [Member] | Construction to Permanent [Member] | Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current 3,038,410 903,035
Total Performing Loans 3,038,410 903,035
Total Loans 3,038,410 903,035
Performing (Accruing) Loans [Member] | Construction to Permanent [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due     
61-90 Days Past Due     
Total Past Due     
Current     
Total Performing Loans     
Total Non-Accrual and Past Due Loans     
Total Loans     
Performing (Accruing) Loans [Member] | Construction to Permanent [Member] | Substandard [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current   4,905,000
Total Performing Loans   4,905,000
Total Non-Accrual and Past Due Loans 1,274,187 4,203,987
Total Loans 1,274,187 9,108,987
Performing (Accruing) Loans [Member] | Residential [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due 4,800,000 4,842,181
61-90 Days Past Due   84,225
Total Past Due 4,800,000 4,926,406
Current 118,570,335 178,702,957
Total Performing Loans 123,370,335 183,629,363
Total Non-Accrual and Past Due Loans 15,295,944 4,479,492
Total Loans 138,666,279 188,108,855
Performing (Accruing) Loans [Member] | Residential [Member] | Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due   42,181
Total Past Due   42,181
Current 114,683,207 163,986,171
Total Performing Loans 114,683,207 164,028,352
Total Loans 114,683,207 164,028,352
Performing (Accruing) Loans [Member] | Residential [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due 4,800,000 4,800,000
Total Past Due 4,800,000 4,800,000
Current 511,786 2,916,201
Total Performing Loans 5,311,786 7,716,201
Total Loans 5,311,786 7,716,201
Performing (Accruing) Loans [Member] | Residential [Member] | Substandard [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
61-90 Days Past Due   84,225
Total Past Due   84,225
Current 3,375,342 11,800,585
Total Performing Loans 3,375,342 11,884,810
Total Non-Accrual and Past Due Loans 15,295,944 4,479,492
Total Loans 18,671,286 16,364,302
Performing (Accruing) Loans [Member] | Commercial [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due   244,752
Total Past Due    244,752
Current 39,598,582 30,284,280
Total Performing Loans 39,598,582 30,529,032
Total Non-Accrual and Past Due Loans 1,502,378 1,281,703
Total Loans 41,100,960 31,810,735
Performing (Accruing) Loans [Member] | Commercial [Member] | Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due   10,971
Total Past Due    10,971
Current 34,819,987 25,504,826
Total Performing Loans 34,819,987 25,515,797
Total Non-Accrual and Past Due Loans 820,120 44,296
Total Loans 35,640,107 25,560,093
Performing (Accruing) Loans [Member] | Commercial [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current 509,010 1,714,995
Total Performing Loans 509,010 1,714,995
Total Loans 509,010 1,714,995
Performing (Accruing) Loans [Member] | Commercial [Member] | Substandard [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due   233,781
Total Past Due    233,781
Current 4,269,585 3,064,459
Total Performing Loans 4,269,585 3,298,240
Total Non-Accrual and Past Due Loans 682,258 1,237,407
Total Loans 4,951,843 4,535,647
Performing (Accruing) Loans [Member] | Consumer [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due 593,159 1,459
Total Past Due 593,159 1,459
Current 51,182,165 50,864,317
Total Performing Loans 51,775,324 50,865,776
Total Non-Accrual and Past Due Loans 1,420,753 993,742
Total Loans 53,196,077 51,859,518
Performing (Accruing) Loans [Member] | Consumer [Member] | Pass [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due 30,659 1,459
Total Past Due 30,659 1,459
Current 48,935,201 47,136,590
Total Performing Loans 48,965,860 47,138,049
Total Loans 48,965,860 47,138,049
Performing (Accruing) Loans [Member] | Consumer [Member] | Special Mention [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
31-60 Days Past Due 562,500  
Total Past Due 562,500  
Current 2,246,964 3,303,727
Total Performing Loans 2,809,464 3,303,727
Total Loans 2,809,464 3,303,727
Performing (Accruing) Loans [Member] | Consumer [Member] | Substandard [Member]
    
Delinquency status of loans receivable, by performing and non-performing loans:    
Current   424,000
Total Performing Loans   424,000
Total Non-Accrual and Past Due Loans 1,420,753 993,742
Total Loans $ 1,420,753 $ 1,417,742