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Fair Value and Interest Rate Risk (Details 2) (USD $)
Sep. 30, 2012
Dec. 31, 2011
Financial Assets:    
Cash and noninterest bearing balances due from banks, Carrying Amount $ 3,320,319 $ 4,241,552
Interest-bearing deposits due from banks, Carrying Amount 40,510,304 50,474,257
Short-term investments, Carrying Amount 710,499 709,567
Other investments, Carrying Amount 3,500,000 3,500,000
Federal Reserve Bank stock, Carrying Amount 1,744,200 1,707,000
Federal Home Loan Bank stock, Carrying Amount 4,343,800 4,508,300
Loans receivable, net, Carrying Amount 493,109,571 501,227,297
Accrued interest receivable, Carrying Amount 1,978,668 2,453,179
Financial Liabilities:    
Savings deposits, Carrying Amount 70,807,709 59,396,310
Money market deposits, Carrying Amount 44,092,847 52,889,642
NOW accounts, Carrying Amount 24,859,524 24,396,210
FHLB Borrowings, Carrying Amount 60,000,000 50,000,000
Securities sold under repurchase agreements, Carrying Amount 7,000,000 7,000,000
Subordinated debentures, Carrying Amount 8,248,000 8,248,000
Level 1 [Member]
    
Financial Assets:    
Cash and noninterest bearing balances due from banks, Carrying Amount 3,320,000 4,242,000
Interest-bearing deposits due from banks, Carrying Amount 40,510,000 50,474,000
Short-term investments, Carrying Amount 710,000 710,000
Federal Reserve Bank stock, Carrying Amount 1,744,000 1,707,000
Federal Home Loan Bank stock, Carrying Amount 4,344,000 4,508,000
Accrued interest receivable, Carrying Amount 1,979,000 2,453,000
Cash and noninterest bearing balances due from banks, Estimated Fair Value 3,320,000 4,242,000
Interest-bearing deposits due from banks, Estimated Fair Value 40,510,000 50,474,000
Short-term investments, Estimated Fair Value 710,000 710,000
Federal Reserve Bank stock, Estimated Fair Value 1,744,000 1,707,000
Federal Home Loan Bank stock, Estimated Fair Value 4,344,000 4,508,000
Accrued interest receivable, Estimated Fair Value 1,979,000 2,453,000
Financial Liabilities:    
Demand deposits, Carrying Amount 59,310,000 65,613,000
Savings deposits, Carrying Amount 70,808,000 59,396,000
Money market deposits, Carrying Amount 44,093,000 52,890,000
NOW accounts, Carrying Amount 24,860,000 24,396,000
Accrued interest payable, Carrying Amount 1,166,000 949,000
Demand deposits, Estimated Fair Value 59,310,000 65,613,000
Savings deposits, Estimated Fair Value 70,808,000 59,396,000
Money market deposits, Estimated Fair Value 44,093,000 52,890,000
NOW accounts, Estimated Fair Value 24,860,000 24,396,000
Accrued interest payable, Estimated Fair Value 1,166,000 949,000
Level 2 [Member]
    
Financial Assets:    
Other investments, Carrying Amount 3,500,000 3,500,000
Other investments, Estimated Fair Value 3,500,000 3,500,000
Financial Liabilities:    
Time deposits, Carrying Amount 284,884,000 342,614,000
FHLB Borrowings, Carrying Amount 60,000,000 50,000,000
Securities sold under repurchase agreements, Carrying Amount 7,000,000 7,000,000
Subordinated debentures, Carrying Amount 8,248,000 8,248,000
Time deposits, Estimated Fair Value 288,818,000 347,246,000
FHLB Borrowings, Estimated Fair Value 63,068,000 52,645,000
Securities sold under repurchase agreements, Estimated Fair Value 7,737,000 8,173,000
Subordinated debentures, Estimated Fair Value 8,248,000 8,248,000
Level 3 [Member]
    
Financial Assets:    
Loans receivable, net, Carrying Amount 493,110,000 501,477,000
Loans receivable, net, Estimated Fair Value $ 503,121,000 $ 511,648,000