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Cash Surrender Value of Life Insurance | 12 Months Ended
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Dec. 31, 2012
Cash Surrender Value of Life Insurance [Abstract] |
Cash surrender value of life insurance | Note 12. Cash Surrender Value of Life Insurance The Bank has an investment in, and is the beneficiary of, life insurance policies. The purpose of these life insurance investments is to provide income through the appreciation in the cash surrender value of the policies on the lives of certain officers, directors and employees of the Bank. These policies have an aggregate cash surrender value of $21,501,703 and $20,984,604 at December 31, 2012 and 2011, respectively. These assets are unsecured and maintained in a separate account with one insurance carrier. Income earned on these life insurance policies aggregated $517,099, $636,272 and $546,910 for the years ended December 31, 2012, 2011 and 2010, respectively, and is included in non-interest income.

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