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Loans Receivable and Allowance for Loan Losses (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Company's loan portfolio
Total Loans	$ 464,150,482	$ 509,757,889
Premiums on purchased loans	219,649	231,125
Net deferred costs	439,041	622,955
Allowance for loan losses	(6,015,636)	(9,384,672)	(15,374,101)	(15,794,118)
Total Loans, receivable, net	458,793,536	501,227,297
Residential [Member]
Company's loan portfolio
Total Loans	119,033,025	188,108,855
Allowance for loan losses	(897,368)	(2,550,588)	(2,363,838)
Commercial, Real Estate [Member]
Company's loan portfolio
Total Loans	247,495,321	215,659,837
Allowance for loan losses	(3,509,395)	(4,018,746)	(7,632,355)
Construction [Member]
Company's loan portfolio
Total Loans	4,997,991	12,306,922
Allowance for loan losses	(311,297)	(867,159)	(3,478,058)
Construction-to-permanent [Member]
Company's loan portfolio
Total Loans	4,851,768	10,012,022
Allowance for loan losses	(18,720)	(547,333)	(491,446)
Real Estate [Member] | Residential [Member]
Company's loan portfolio
Total Loans	119,033,025	188,108,855
Real Estate [Member] | Commercial, Real Estate [Member]
Company's loan portfolio
Total Loans	247,495,321	215,659,837
Real Estate [Member] | Construction [Member]
Company's loan portfolio
Total Loans	4,997,991	12,306,922
Real Estate [Member] | Construction-to-permanent [Member]
Company's loan portfolio
Total Loans	4,851,768	10,012,022
Commercial [Member]
Company's loan portfolio
Total Loans	36,428,751	31,810,735
Consumer home equity [Member]
Company's loan portfolio
Total Loans	49,180,908	49,694,546
Consumer installment [Member]
Company's loan portfolio
Total Loans	$ 2,162,718	$ 2,164,972

X

- Definition

For an unclassified balance sheet, the carrying amount (net of accumulated amortization) as of the balance sheet date of capitalized costs associated with the issuance of debt instruments (for example, legal, accounting, underwriting, printing, and registration costs) that will be charged against earnings over the life of the debt instruments to which such costs pertain.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 17

-Article 5



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-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 21

-Paragraph 16

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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-SubTopic 30

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X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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-Chapter V

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-Paragraph 7

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-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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-Number Topic 6

-Section L

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- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

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-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6375948&loc=d3e4428-111522



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-Publisher AICPA

-Name Statement of Position (SOP)

-Number 01-6

-Paragraph 13

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Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph a

-Article 9



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-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

+ References

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