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Income Taxes (Details 1) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Reconciliation of the anticipated income tax benefit      
Benefit for income taxes at statutory Federal rate $ (182,296) $ (5,256,200) $ (5,159,100)
State taxes, net of Federal benefit      148,500
Dividends received deduction    (50,100) (44,900)
Nondeductible expenses 4,570 5,900 8,600
Write-off of DTA due to 382 Limitation    10,382,276  
Change in cash surrender value of life insurance (175,814) (216,300) (213,000)
(Decrease) increase in valuation allowance 329,113 (4,853,660) 5,452,116
Other 24,427 (11,916) 32,784
Provision (benefit) for income taxes      $ 225,000