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Financial Instruments with Off-Balance Sheet Risk (Tables) | 3 Months Ended
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Mar. 31, 2013
Financial Instruments with Off-Balance-Sheet Risk [Abstract] |
Contractual amounts represent credit risk |
Commitments to extend credit: |  |  |  |
Future loan commitments |  | $ | 19,864,658 |
Home equity lines of credit |  |  | 30,713,406 |
Unused lines of credit |  |  | 36,328,703 |
Undisbursed construction loans |  |  | 5,399,318 |
Financial standby letters of credit |  |  | 7,000 |
|  | $ | 92,313,085 |

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