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Deposits (Tables)
3 Months Ended
Mar. 31, 2013
Deposits/Regulatory and Operational Matters [Abstract]  
Summary of company's deposits
                 
    March 31,     December 31,  
    2013     2012  

Non-interest bearing

  $ 59,814,120     $ 65,176,125  
   

 

 

   

 

 

 

Interest bearing

               

NOW

    28,496,790       30,191,403  

Savings

    95,437,839       77,760,967  

Money market

    39,026,176       42,401,428  

Time certificates, less than $100,000

    150,970,564       160,610,601  

Time certificates, $100,000 or more

    117,940,802       121,142,374  
   

 

 

   

 

 

 

Total interest bearing

    431,872,171       432,106,773  
   

 

 

   

 

 

 

Total Deposits (1)

  $ 491,686,291     $ 497,282,898  
   

 

 

   

 

 

 

 

(1) Included in total deposits are $20.9 million and $24.7 million of deposits held for sale at March 31, 2013 and December 31, 2012, respectively.