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Financial Instruments with Off-Balance Sheet Risk (Tables)

3 Months Ended

Mar. 31, 2013

Financial Instruments with Off-Balance-Sheet Risk [Abstract]

Contractual amounts represent credit risk

Commitments to extend credit:
Future loan commitments		$	19,864,658
Home equity lines of credit			30,713,406
Unused lines of credit			36,328,703
Undisbursed construction loans			5,399,318
Financial standby letters of credit			7,000
		$	92,313,085

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- Definition

Schedule of commitment to extended credit.

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