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Financial Instruments with Off-Balance Sheet Risk (Tables)
 6 Months Ended
Jun. 30, 2013
Risks And Uncertainties [Abstract]  
Contractual Amounts Represent Credit Risk

Financial instruments whose contractual amounts represent credit risk at June 30, 2013 are as follows:

 

Commitments to extend credit:

   

Future loan commitments

    $ 20,000,271   

Home equity lines of credit

      30,770,683   

Unused lines of credit

      36,297,354   

Undisbursed construction loans

      4,376,483   

Financial standby letters of credit

      1,059,997   
  

 

 

  
   $ 92,504,788