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Financial Instruments with Off-Balance Sheet Risk (Tables) | 9 Months Ended
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Sep. 30, 2013
Risks And Uncertainties [Abstract] |
Contractual Amounts Represent Credit Risk | Financial instruments whose contractual amounts represent credit risk at September 30, 2013 are as follows:
Commitments to extend credit: |  |  |  |
Future loan commitments |  | $ | 17,400,933 |
Home equity lines of credit |  |  | 29,241,288 |
Unused lines of credit |  |  | 37,814,289 |
Undisbursed construction loans |  |  | 3,690,036 |
Financial standby letters of credit |  |  | 1,059,997 |
|  | $ | 89,206,543 |

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