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Financial Instruments with Off-Balance Sheet Risk (Tables)

9 Months Ended

Sep. 30, 2013

Risks And Uncertainties [Abstract]

Contractual Amounts Represent Credit Risk

Financial instruments whose contractual amounts represent credit risk at September 30, 2013 are as follows:

Commitments to extend credit:
Future loan commitments		$	17,400,933
Home equity lines of credit			29,241,288
Unused lines of credit			37,814,289
Undisbursed construction loans			3,690,036
Financial standby letters of credit			1,059,997
		$	89,206,543

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Schedule of commitment to extended credit.

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