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Financial Instruments with Off-Balance-Sheet Risk (Tables) | 12 Months Ended
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Dec. 31, 2013
Risks And Uncertainties [Abstract] |
Contractual Amounts Represent Credit Risk | Financial instruments whose contract amounts represent credit risk are as follows at December 31, 2013 and 2012:
|  | 2013 |  |  | 2012 |
Commitments to extend credit: |  |  |  |  |  |  |  |
Future loan commitments |  | $ | 7,102,437 |  |  | $ | 16,601,019 |
Home equity lines of credit |  |  | 28,707,608 |  |  |  | 30,044,312 |
Unused lines of credit |  |  | 40,207,868 |  |  |  | 39,652,231 |
Undisbursed construction loans |  |  | 2,187,752 |  |  |  | 3,233,322 |
Financial standby letters of credit |  |  | 1,117,997 |  |  |  | 7,000 |
|  | $ | 79,323,662 |  |  | $ | 89,537,884 |

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