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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Cash and due from banks:    
Noninterest bearing deposits and cash $ 1,503 $ 1,570
Interest bearing deposits 58,254 33,296
Total cash and cash equivalents 59,757 34,866
Securities:    
Available for sale securities, at fair value (Note 2) 36,815 37,701
Other Investments 4,450 4,450
Federal Reserve Bank stock, at cost 1,444 1,444
Federal Home Loan Bank stock, at cost 4,143 4,143
Total securities 46,852 47,738
Loans receivable (net of allowance for loan losses: 2014: $5,480 2013: $5,681) (Note 3) 415,123 418,148
Accrued interest and dividends receivable 1,578 1,566
Premises and equipment, net 14,866 15,061
Cash surrender value of life insurance 22,146 22,025
Other real estate owned 264   
Deferred tax asset (Note 6)      
Other assets 1,902 1,844
Total assets 562,488 541,248
Deposits (Note 4):    
Noninterest bearing deposits 57,967 55,358
Interest bearing deposits 370,002 374,846
Total deposits 427,969 430,204
Federal Home Loan Bank borrowings 80,000 57,000
Junior subordinated debt owed to unconsolidated trust 8,248 8,248
Accrued expenses and other liabilities 3,659 3,955
Total liabilities 519,876 499,407
Commitments and Contingencies (Note 9)      
Shareholders' equity (Note 5 and 6)    
Preferred stock, no par value; 1,000,000 shares authorized, no shares issued and outstanding      
Common stock, $.01 par value, 100,000,000 shares authorized; 2014: 39,134,164 shares issued; 39,122,459, shares outstanding, 2013: 38,786,680 shares issued; 38,774,975 shares outstanding 391 388
Additional paid-in capital 105,540 105,484
Accumulated deficit (62,365) (62,684)
Less: Treasury stock, at cost: 2013 and 2012 11,705 shares (160) (160)
Accumulated other comprehensive income (794) (1,187)
Total shareholders' equity 42,612 41,841
Total liabilities and shareholders' equity $ 562,488 $ 541,248