Regulatory and Operational Matters (Tables)

3 Months Ended

Mar. 31, 2014

Company's and Bank's Actual Capital Amounts and Ratios

The Company’s and the Bank’s actual capital amounts and ratios at March 31, 2014 and December 31, 2013 were:


	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
March 31, 2014
The Company:
Total Capital (to Risk Weighted Assets)	$	56,405		14.12	%	$	31,952		8.00	%		N/A		N/A
Tier 1 Capital (to Risk Weighted Assets)		51,406		12.87	%		15,976		4.00	%		N/A		N/A
Tier 1 Capital (to Average Assets)		51,406		9.56	%		21,507		4.00	%		N/A		N/A
The Bank:
Total Capital (to Risk Weighted Assets)	$	56,342		14.12	%	$	31,919		8.00	%	$	39,898		10.00	%
Tier 1 Capital (to Risk Weighted Assets)		51,349		12.87	%		15,959		4.00	%		23,939		6.00	%
Tier 1 Capital (to Average Assets)		51,349		9.56	%		21,491		4.00	%		26,864		5.00	%
December 31, 2013
The Company:
Total Capital (to Risk Weighted Assets)	$	56,060		13.95	%	$	32,153		8.00	%		N/A		N/A
Tier 1 Capital (to Risk Weighted Assets)		51,027		12.70	%		16,076		4.00	%		N/A		N/A
Tier 1 Capital (to Average Assets)		51,027		9.33	%		21,888		4.00	%		N/A		N/A
The Bank:
Total Capital (to Risk Weighted Assets)	$	55,758		13.86	%	$	32,153		8.00	%	$	32,187		10.00	%
Tier 1 Capital (to Risk Weighted Assets)		50,730		12.61	%		16,076		4.00	%		24,140		6.00	%
Tier 1 Capital (to Average Assets)		50,730		9.28	%		21,888		4.00	%		27,340		5.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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