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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and Dividend Income    
Interest and fees on loans $ 4,691 $ 5,196
Interest on investment securities 135 248
Dividends on investment securities 41 29
Other interest income 12 28
Total interest and dividend income 4,879 5,501
Interest Expense    
Interest on deposits 637 1,129
Interest on Federal Home Loan Bank borrowings 33 351
Interest on subordinated debt 200 71
Interest on other borrowings   76
Total interest expense 870 1,627
Net interest income 4,009 3,874
Provision for Loan Losses (Note 3)    (30)
Net interest income after provision for loan losses 4,009 3,904
Non-Interest Income    
Mortgage banking activity   46
Loan application, inspection & processing fees 66 38
Fees and service charges 219 171
Earnings on cash surrender value of life insurance 121 127
Other income 187 105
Total non-interest income 593 487
Non-Interest Expense    
Salaries and benefits (Note 5) 1,971 3,005
Occupancy and equipment expense 922 1,039
Data processing expense 250 371
Advertising and promotional expenses 51 42
Professional services and other outside services 471 889
Loan administration and processing expenses 17 77
Regulatory assessments 230 374
Insurance expense 97 79
Other real estate operations 16 2
Material and communications 93 106
Other operating expenses 165 385
Total non-interest expense 4,283 6,369
Income (loss) before income taxes 319 (1,978)
Benefit for Income Taxes   (21)
Net income (loss) $ 319 $ (1,957)
Basic and diluted income (loss) per share (Note 7) $ 0.01 $ (0.05)