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Consolidated Statements of Operations (Unaudited) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest and Dividend Income        
Interest and fees on loans $ 4,667,000 $ 5,045,000 $ 9,358,000 $ 10,241,000
Interest on investment securities 133,000 226,000 268,000 474,000
Dividends on investment securities 42,000 29,000 83,000 58,000
Other interest income 14,000 9,000 26,000 37,000
Total interest and dividend income 4,856,000 5,309,000 9,735,000 10,810,000
Interest Expense        
Interest on deposits 607,000 1,032,000 1,244,000 2,161,000
Interest on Federal Home Loan Bank borrowings 33,000 167,000 66,000 518,000
Interest on subordinated debt 82,000 71,000 282,000 142,000
Interest on other borrowings   6,000   82,000
Total interest expense 722,000 1,276,000 1,592,000 2,903,000
Net interest income 4,134,000 4,033,000 8,143,000 7,907,000
Provision for Loan Losses       (30,000)
Net interest income after provision for loan losses 4,134,000 4,033,000 8,143,000 7,937,000
Non-Interest Income        
Mortgage banking activity 17,000 119,000 17,000 165,000
Loan application, inspection & processing fees 83,000 116,000 149,000 154,000
Fees and service charges 233,000 212,000 452,000 383,000
Gains on sale of loans   28,000   28,000
Gain on sale branch assets and deposits   51,000   51,000
Earnings on cash surrender value of life insurance 116,000 142,000 237,000 269,000
Other income 174,000 101,000 361,000 206,000
Total non-interest income 623,000 769,000 1,216,000 1,256,000
Non-Interest Expense        
Salaries and benefits 1,976,000 2,577,000 3,947,000 5,582,000
Occupancy and equipment expense 865,000 936,000 1,787,000 1,975,000
Data processing expense 279,000 289,000 529,000 660,000
Advertising and promotional expenses 73,000 76,000 124,000 118,000
Professional and other outside services 457,000 770,000 928,000 1,659,000
Loan administration and processing expenses 19,000 74,000 36,000 151,000
Regulatory assessments 237,000 304,000 467,000 678,000
Insurance expense 78,000 83,000 175,000 162,000
Other real estate operations (4,000) 55,000 12,000 57,000
Material and communications 84,000 102,000 177,000 208,000
Restructuring charges and asset disposals (Note 12)   394,000 0 394,000
Prepayment penalty on borrowings   2,711,000   2,711,000
Other operating expenses 168,000 343,000 333,000 728,000
Total non-interest expense 4,232,000 8,714,000 8,515,000 15,083,000
Income (loss) before income taxes 525,000 (3,912,000) 844,000 (5,890,000)
Benefit for Income Taxes       (21,000)
Net income (loss) $ 525,000 $ (3,912,000) $ 844,000 $ (5,869,000)
Basic and diluted income (loss) per share (in Dollars per share) $ 0.01 $ (0.10) $ 0.02 $ (0.15)