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Note 10 - Regulatory and Operational Matters (Tables)

3 Months Ended

Mar. 31, 2015

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

						Capital Requirements
	Actual					Minimum					Well Capitalized
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio

March 31, 2015

The Company:

Tier 1 Leverage Capital (to Average Assets)	$	57,129		9.23	%	$	24,753		4.00	%	$	30,941		5.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets)		49,129		10.03	%		22,044		4.50	%		31,842		6.50	%
Tier 1 Capital (to Risk Weighted Assets)		57,129		11.66	%		29,393		6.00	%		39,190		8.00	%
Total Capital (to Risk Weighted Assets)		62,322		12.72	%		39,190		8.00	%		48,988		10.00	%

The Bank:

Tier 1 Leverage Capital (to Average Assets)	$	57,221		9.25	%	$	24,746		4.00	%	$	30,932		5.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets)		57,221		11.69	%		22,033		4.50	%		31,826		6.50	%
Tier 1 Capital (to Risk Weighted Assets)		57,221		11.69	%		29,378		6.00	%		39,170		8.00	%
Total Capital (to Risk Weighted Assets)		62,414		12.75	%		39,170		8.00	%		48,963		10.00	%

December 31, 2014

The Company:

Tier 1 Leverage Capital (to Average Assets)	$	58,218		9.62	%	$	24,210		4.00	%	$	30,262		5.00	%
Tier 1 Capital (to Risk Weighted Assets)		58,218		12.98	%		17,942		4.00	%		26,913		6.00	%
Total Capital (to Risk Weighted Assets)		63,142		14.08	%		35,884		8.00	%		44,855		10.00	%

The Bank:

Tier 1 Leverage Capital (to Average Assets)	$	58,227		9.63	%	$	24,198		4.00	%	$	30,247		5.00	%
Tier 1 Capital (to Risk Weighted Assets)		58,227		12.98	%		17,946		4.00	%		26,918		6.00	%
Total Capital (to Risk Weighted Assets)		63,151		14.08	%		35,891		8.00	%		44,864		10.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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