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Consolidated Statements of Operations - USD ($)
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest and fees on loans $ 22,879,000 $ 19,601,000 $ 20,706,000
Interest on investment securities 473,000 528,000 775,000
Dividends on investment securities 287,000 172,000 113,000
Other interest income 102,000 67,000 60,000
Total interest and dividend income 23,741,000 20,368,000 21,654,000
Interest Expense      
Interest on deposits 2,016,000 2,364,000 3,822,000
Interest on Federal Home Loan Bank borrowings 368,000 181,000 666,000
Interest on subordinated debt 294,000 425,000 284,000
Interest on other borrowings 12,000   82,000
Total interest expense 2,690,000 2,970,000 4,854,000
Net interest income 21,051,000 17,398,000 16,800,000
Provision for Loan Losses (Note 4) 250,000   970,000
Net interest income after provision for loan losses 20,801,000 17,398,000 15,830,000
Non-interest Income      
Loan application, inspection and processing fees 185,000 239,000 504,000
Deposit fees and service charges 612,000 896,000 744,000
Gain on sale of loans     28,000
Gain on sale of branch assets and deposits     51,000
Earnings on cash surrender value of bank owned life insurance 0 439,000 523,000
Rental Income 402,000 355,000  
Other income (loss) 352,000 (97,000) 576,000
Total non-interest income 1,551,000 1,832,000 2,426,000
Non-interest Expense      
Salaries and benefits (Notes 8,11 and 13) 9,247,000 8,097,000 9,702,000
Occupancy and equipment expense 3,462,000 3,556,000 3,911,000
Data processing expense 1,226,000 1,115,000 1,296,000
Professional and other outside services 1,656,000 2,312,000 2,836,000
Advertising and promotional expense 591,000 252,000 217,000
Loan administration and processing expense 50,000 65,000 220,000
Regulatory assessments 603,000 879,000 1,159,000
Insurance expense 304,000 349,000 315,000
Other real estate operations   12,000 212,000
Material and communications 427,000 376,000 397,000
Restructuring charges and asset disposals (Note 19) 0 0 522,000
Prepayment penalty on borrowings     4,116,000
Other operating expense 1,285,000 1,258,000 981,000
Total non-interest expense 18,851,000 18,271,000 25,884,000
Income (loss) before income taxes 3,501,000 959,000 (7,628,000)
Expense (benefit) for Income Taxes (Note 9) 1,358,000 (14,750,000) (339,000)
Net income (loss) $ 2,143,000 $ 15,709,000 $ (7,289,000)
Basic Income (loss) per share (1) (Note 12) (in Dollars per share) $ 0.55 $ 4.08 [1],[2] $ (1.90) [1],[2]
Diluted Income (loss) per share (1) (Note 12) (in Dollars per share) $ 0.55 $ 4.05 [1],[2] $ (1.90) [1],[2]
[1] On March 4, 2015, the Company affected a 1-for-10 reverse stock split. All common stock and per share data for year 2014 and 2013, have been restated to give effect to the reverse stock split.
[2] On March 4, 2015, the Company affected a 1-for-10 reverse stock split. Per share data for 2014 and 2013 has been restated to give effect to the reverse stock split.