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Consolidated Statements of Operations (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest and Dividend Income    
Interest and fees on loans $ 5,840,000 $ 5,546,000
Interest on investment securities 142,000 116,000
Dividends on investment securities 86,000 57,000
Other interest income 41,000 29,000
Total interest and dividend income 6,109,000 5,748,000
Interest Expense    
Interest on deposits 473,000 529,000
Interest on Federal Home Loan Bank borrowings 121,000 71,000
Interest on subordinated debt 82,000 71,000
Interest on other borrowings 8,000  
Total interest expense 684,000 671,000
Net interest income 5,425,000 5,077,000
Provision for Loan Losses   250,000
Net interest income after provision for loan losses 5,425,000 4,827,000
Non-Interest Income    
Loan application, inspection & processing fees 67,000 50,000
Fees and service charges 151,000 174,000
Rental Income 103,000 88,000
Other income 89,000 82,000
Total non-interest income 410,000 394,000
Non-Interest Expense    
Salaries and benefits 2,550,000 2,344,000
Occupancy and equipment expense 780,000 955,000
Data processing expense 285,000 250,000
Advertising and promotional expenses 117,000 50,000
Professional and other outside services 409,000 569,000
Loan administration and processing expenses 8,000 22,000
Regulatory assessments 147,000 154,000
Insurance expense 55,000 81,000
Material and communications 93,000 81,000
Other operating expenses 320,000 225,000
Total non-interest expense 4,764,000 4,731,000
Income before income taxes 1,071,000 490,000
Expense for income taxes 418,000 201,000
Net income $ 653,000 $ 289,000
Basic income per share (in Dollars per share) $ 0.17 $ 0.07
Diluted income per share (in Dollars per share) $ 0.16 $ 0.07