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Note 4 - Loans Receivables and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)
		As of December 31,
Loan portfolio segment:		2016				2015
Commercial Real Estate		$	271,229				245,828
Residential Real Estate			86,514				110,837
Commercial and Industrial			60,977				59,752
Consumer and Other			101,449				47,521
Construction			53,895				15,551
Construction to permanent - CRE			7,593				4,880
Loans receivable, gross			581,657				484,369
Allowance for loan losses			(4,675	)			(5,242	)
Loans receivable, net		$	576,982				479,127

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)
As of and for the year ended December 31, 2016:		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
Loans receivable, gross:
Individually evaluated for impairment		$	6,267				1,911				231				542				-				-				-				8,951
Collectively evaluated for impairment			264,962				84,603				60,746				100,907				53,895				7,593				-				572,706
Loans receivable, gross			271,229				86,514				60,977				101,449				53,895				7,593				-				581,657
Less:
Allowance for loan losses (1) :
December 31, 2015			1,970				740				1,027				677				486				123				219				5,242
Charge-offs			-				(190	)			(2,977	)			(13	)			-				-				-				(3,180	)
Recoveries			80				1				66				2				-				-				-				149
Provision			(197	)			(17	)			2,624				(25	)			226				(54	)			(93	)			2,464
December 31, 2016			1,853				534				740				641				712				69				126				4,675
Loans receivable, net		$	269,376				85,980				60,237				100,808				53,183				7,524				(126	)			576,982
(1) Allowance for loan losses:
Individually evaluated for impairment		$	-				-				231				-				-				-				-				231
Collectively evaluated for impairment			1,853				534				509				641				712				69				126				4,444
		$	1,853				534				740				641				712				69				126				4,675

(In thousands)
As of and for the year ended December 31, 2015:		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
Loans receivable, gross:
Individually evaluated for impairment		$	7,745				4,556				-				550				-				-				-				12,851
Collectively evaluated for impairment			238,083				106,281				59,752				46,971				15,551				4,880				-				471,518
Loans receivable, gross			245,828				110,837				59,752				47,521				15,551				4,880				-				484,369
Less:
Allowance for loan losses (1) :
December 31, 2014			1,204				949				1,753				638				49				179				152				4,924
Charge-offs			-				(16	)			-				(16	)			-				-				-				(32	)
Recoveries			35				-				49				11				-				5				-				100
Provision			731				(193	)			(775	)			44				437				(61	)			67				250
December 31, 2015			1,970				740				1,027				677				486				123				219				5,242
Loans receivable, net		$	243,858				110,097				58,725				46,844				15,065				4,757				(219	)			479,127
(1) Allowance for loan losses:
Individually evaluated for impairment		$	-				-				-				3				-				-				-				3
Collectively evaluated for impairment			1,970				740				1,027				674				486				123				219				5,239
		$	1,970				740				1,027				677				486				123				219				5,242

As of and for the year ended December 31, 2014:		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
Allowance for loan losses:
December 31, 2013		$	1,406				974				2,285				534				260				25				197				5,681
Charge-offs			(297	)			(195	)			(49	)			(66	)			(260	)			-				-				(867	)
Recoveries			60				30				6				4				10				-				-				110
Provision			35				140				(489	)			166				39				154				(45	)			-
December 31, 2014		$	1,204				949				1,753				638				49				179				152				4,924

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)		Non-accruing Loans
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Non-accruing Loans
As of December 31, 2016:
Loan portfolio segment:
Residential Real Estate:
Sub-standard		$	-				-				1,590				1,590				-				1,590
Commercial and Industrial:
Sub-standard			-				-				231				231				-				231
Total non-accruing loans		$	-				-				1,821				1,821				-				1,821

As of December 31, 2015:
Loan portfolio segment:
Residential Real Estate:
Sub-standard		$	-				-				1,590				1,590				-				1,590
Consumer and Other:
Sub-standard			-				-				3				3				-				3
Total non-accruing loans		$	-				-				1,593				1,593				-				1,593

Schedule of Financing Receivables Performing and Non-Accrual Status [Table Text Block]

(In thousands)		Performing (Accruing) Loans
As of December 31, 2016:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	-				-				-				-				265,246				265,246				-				265,246
Special Mention			-				-				-				-				4,531				4,531				-				4,531
Substandard			-				-				-				-				1,452				1,452				-				1,452
			-				-				-				-				271,229				271,229				-				271,229
Residential Real Estate:
Pass			131				9				1,449				1,589				83,335				84,924				-				84,924
Substandard			-				-				-				-				-				-				1,590				1,590
			131				9				1,449				1,589				83,335				84,924				1,590				86,514
Commercial and Industrial:
Pass			47				4				-				51				60,692				60,743				-				60,743
Substandard			-				-				-				-				3				3				231				234
			47				4				-				51				60,695				60,746				231				60,977
Consumer and Other:
Pass			75				-				3				78				101,371				101,449				-				101,449
Construction:
Pass			-				-				-				-				53,895				53,895				-				53,895
Construction to permanent - CRE:
Pass			-				-				-				-				7,593				7,593				-				7,593
Loans receivable, gross:
Pass			253				13				1,452				1,718				572,132				573,850				-				573,850
Special Mention			-				-				-				-				4,531				4,531				-				4,531
Substandard			-				-				-				-				1,455				1,455				1,821				3,276
Loans receivable, gross		$	253				13				1,452				1,718				578,118				579,836				1,821				581,657

(In thousands)		Performing (Accruing) Loans
As of December 31, 2015:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	-				-				-				-				237,996				237,996				-				237,996
Special Mention			-				-				-				-				5,322				5,322				-				5,322
Substandard			840				-				-				840				1,670				2,510				-				2,510
			840				-				-				840				244,988				245,828				-				245,828
Residential Real Estate:
Pass			153				87				1,517				1,757				107,490				109,247				-				109,247
Substandard			-				-				-				-				-				-				1,590				1,590
			153				87				1,517				1,757				107,490				109,247				1,590				110,837
Commercial and Industrial:
Pass			43				605				520				1,168				55,600				56,768				-				56,768
Substandard			2,977				-				-				2,977				7				2,984				-				2,984
			3,020				605				520				4,145				55,607				59,752				-				59,752
Consumer and Other:
Pass			308				2				9				319				47,199				47,518				-				47,518
Substandard			-				-				-				-				-				-				3				3
			308				2				9				319				47,199				47,518				3				47,521
Construction:
Pass			-				-				-				-				15,551				15,551				-				15,551
Construction to permanent - CRE:
Pass			-				-				-				-				4,880				4,880				-				4,880
Loans receivable, gross:
Pass			504				694				2,046				3,244				468,716				471,960				-				471,960
Special Mention			-				-				-				-				5,322				5,322				-				5,322
Substandard			3,817				-				-				3,817				1,677				5,494				1,593				7,087
Loans receivable, gross		$	4,321				694				2,046				7,061				475,715				482,776				1,593				484,369

Impaired Financing Receivables [Table Text Block]

(In thousands)		Balance as of December 31,
		2016												2015
		Recorded Investment				Principal Outstanding				Related Allowance				Recorded Investment				Principal Outstanding				Related Allowance
With no related allowance recorded:
Commercial Real Estate		$	6,267				6,721				-				7,745				8,259				-
Residential Real Estate			1,911				2,915				-				4,556				5,559				-
Commercial and Industrial			-				-				-				-				96				-
Consumer and Other			542				631				-				547				633				-
Construction			-				-				-				-				287				-
			8,720				10,267				-				12,848				14,834				-
With a reated allowance recorded:
Commercial Real Estate			-				-				-				-				-				-
Residential Real Estate			-				-				-				-				-				-
Commercial and Industrial			231				231				231				-				-				-
Consumer and Other			-				-				-				3				3				3
			231				231				231				3				3				3
Impaired Loans, Total:
Commercial Real Estate			6,267				6,721				-				7,745				8,259				-
Residential Real Estate			1,911				2,915				-				4,556				5,559				-
Commercial and Industrial			231				231				231				-				96				-
Consumer and Other			542				631				-				550				636				3
Construction			-				-				-				-				287				-
Impaired Loans, Total		$	8,951				10,498				231				12,851				14,837				3

Impaired Financing Receivables, Additional Information [Table Text Block]

(In thousands)		Year ended December 31,
		2016								2015								2014
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate		$	6,929				312				8,001				373				8,262				342
Residential Real Estate			4,318				9				3,512				126				4,734				129
Commercial and Industrial			265				-				-				-				215				-
Consumer and Other			544				19				550				18				575				23
			12,056				340				12,063				517				13,786				494
With a related allowance recorded:
Commercial Real Estate			65				-				-				-				-				-
Commercial and Industrial			2,138				-				-				-				-				-
Consumer and Other			2				-				3				-				7				-
			2,205				-				3				-				7				-
Impaired Loans, Total:
Commercial Real Estate			6,994				312				8,001				373				8,262				342
Residential Real Estate			4,318				9				3,512				126				4,734				129
Commercial and Industrial			2,403				-				-				-				215				-
Consumer and Other			546				19				553				18				582				23
Impaired Loans, Total		$	14,261				340				12,066				517				13,793				494

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