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Consolidated Statements of Operations - USD ($)
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest and Dividend Income      
Interest and fees on loans $ 24,391,000 $ 22,879,000 $ 19,601,000
Interest on investment securities 544,000 473,000 528,000
Dividends on investment securities 353,000 287,000 172,000
Other interest income 120,000 102,000 67,000
Total interest and dividend income 25,408,000 23,741,000 20,368,000
Interest Expense      
Interest on deposits 2,242,000 2,016,000 2,364,000
Interest on Federal Home Loan Bank borrowings 371,000 368,000 181,000
Interest on senior debt 25,000
Interest on subordinated debt 334,000 294,000 425,000
Interest on note payable 36,000 12,000
Total interest expense 3,008,000 2,690,000 2,970,000
Net interest income 22,400,000 21,051,000 17,398,000
Provision for Loan Losses 2,464,000 250,000
Net interest income after provision for loan losses 19,936,000 20,801,000 17,398,000
Non-interest Income      
Loan application, inspection and processing fees 180,000 185,000 239,000
Deposit fees and service charges 600,000 612,000 896,000
Earnings on cash surrender value of bank owned life insurance 439,000
Rental Income 414,000 402,000 355,000
Other income (loss) 362,000 352,000 (97,000)
Total non-interest income 1,556,000 1,551,000 1,832,000
Non-interest Expense      
Salaries and benefits 9,489,000 9,247,000 8,097,000
Occupancy and equipment expense 3,110,000 3,462,000 3,556,000
Data processing expense 939,000 1,226,000 1,115,000
Professional and other outside services 1,747,000 1,656,000 2,312,000
Advertising and promotional expense 394,000 591,000 252,000
Loan administration and processing expense 54,000 50,000 65,000
Regulatory assessments 603,000 603,000 879,000
Insurance expense 222,000 304,000 349,000
Material and communications 402,000 427,000 376,000
Other operating expense 1,395,000 1,285,000 1,270,000
Total non-interest expense 18,355,000 18,851,000 18,271,000
Income before income taxes 3,137,000 3,501,000 959,000
Expense (benefit) for Income Taxes 1,207,000 1,358,000 (14,750,000)
Net income $ 1,930,000 $ 2,143,000 $ 15,709,000
Basic earnings per share(1) (in dollars per share) [1] $ 0.49 $ 0.55 $ 4.08
Diluted earnings per share(1) (in dollars per share) [1] $ 0.49 $ 0.55 $ 4.05
[1] On March 4, 2015, the Company effected a 1-for-10 reverse stock split. Basic and diluted earnings per share as of and for the year ended December 31, 2014 have been restated for the effects thereof.