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Consolidated Statements of Operations (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest and Dividend Income    
Interest and fees on loans $ 6,607,000 $ 5,840,000
Interest on investment securities 171,000 142,000
Dividends on investment securities 82,000 86,000
Other interest income 64,000 41,000
Total interest and dividend income 6,924,000 6,109,000
Interest Expense    
Interest on deposits 989,000 473,000
Interest on Federal Home Loan Bank borrowings 78,000 121,000
Interest on senior debt 229,000 0
Interest on subordinated debt 85,000 82,000
Interest on note payable 9,000 8,000
Total interest expense 1,390,000 684,000
Net interest income 5,534,000 5,425,000
(Credit) Provision for Loan Losses (1,749,000) 0
Net interest income after (credit) provision for loan losses 7,283,000 5,425,000
Non-interest Income    
Loan application, inspection and processing fees 21,000 67,000
Deposit fees and service charges 149,000 151,000
Rental Income 94,000 103,000
Loss on sale of investment securities (78,000)
Other income 91,000 89,000
Total non-interest income 277,000 410,000
Non-interest Expense    
Salaries and benefits 2,430,000 2,550,000
Occupancy and equipment expense 775,000 780,000
Data processing expense 120,000 285,000
Professional and other outside services 652,000 409,000
Advertising and promotional expense 74,000 117,000
Loan administration and processing expense 9,000 8,000
Regulatory assessments 179,000 147,000
Insurance expense 59,000 55,000
Material and communications 87,000 93,000
Other operating expense 309,000 320,000
Total non-interest expense 4,694,000 4,764,000
Income before income taxes 2,866,000 1,071,000
Expense for Income Taxes 1,136,000 418,000
Net Income $ 1,730,000 $ 653,000
Basic earnings per common share (in dollars per share) $ 0.44 $ 0.17
Diluted earnings per common share (in dollars per share) $ 0.44 $ 0.16