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Note 3 - Loans Receivable and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)
Loan portfolio segment:		June 30, 2017				December 31, 2016
Commercial Real Estate		$	280,059				271,229
Residential Real Estate			152,428				86,514
Commercial and Industrial			94,884				60,977
Consumer and Other			94,830				101,449
Construction			49,222				53,895
Construction to permanent - CRE			7,665				7,593
Loans receivable, gross			679,088				581,657
Allowance for loan losses			(5,944	)			(4,675	)
Loans receivable, net		$	673,144				576,982

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
Three months ended June 30, 2017
Allowance for loan losses:
March 31, 2017		$	2,198				1,073				1,049				583				591				77				126				5,697
Charge-offs			-				-				-				(13	)			-				-				-				(13	)
Recoveries			-				-				-				-				-				-				-				-
Provisions (credits)			20				(32	)			404				23				(101	)			(4	)			(50	)			260
June 30, 2017		$	2,218				1,041				1,453				593				490				73				76				5,944
Three months ended June 30, 2016
Allowance for loan losses:
March 31, 2016		$	1,943				624				1,083				609				650				121				217				5,247
Charge-offs			-				-				-				(1	)			-				-				-				(1	)
Recoveries			-				1				3				-				-				-				-				4
Provisions (credits)			352				22				2,314				(77	)			(481	)			24				(195	)			1,959
June 30, 2016		$	2,295				647				3,400				531				169				145				22				7,209

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
Six months ended June 30, 2017
Allowance for loan losses:
December 31, 2016		$	1,853				534				740				641				712				69				126				4,675
Charge-offs			-				-				-				(13	)			-				-				-				(13	)
Recoveries			2				-				2,769				-				-				-				-				2,771
Provisions (credits)			363				507				(2,056	)			(35	)			(222	)			4				(50	)			(1,489	)
June 30, 2017		$	2,218				1,041				1,453				593				490				73				76				5,944
Six months ended June 30, 2016
Allowance for loan losses:
December 31, 2015		$	1,970				740				1,027				677				486				123				219				5,242
Charge-offs			-				(4	)			-				(2	)			-				-				-				(6	)
Recoveries			-				1				12				1				-				-				-				14
Provisions (credits)			325				(90	)			2,361				(145	)			(317	)			22				(197	)			1,959
June 30, 2016		$	2,295				647				3,400				531				169				145				22				7,209

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
June 30, 2017
Allowance for loan losses:
Individually evaluated f or impairment		$	-				-				231				-				-				-				-				231
Collectively evaluated for impairment			2,218				1,041				1,222				593				490				73				76				5,713
Total allowance for loan losses		$	2,218				1,041				1,453				593				490				73				76				5,944
Loans receivable, gross:
Individually evaluated for impairment		$	6,142				1,905				269				540				-				-				-				8,856
Collectively evaluated for impairment			273,917				150,523				94,615				94,290				49,222				7,665				-				670,232
Total loans receivable, gross		$	280,059				152,428				94,884				94,830				49,222				7,665				-				679,088

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
December 31, 2016
Allowance for loan losses:
Individually evaluated for impairment		$	-				-				231				-				-				-				-				231
Collectively evaluated for impairment			1,853				534				509				641				712				69				126				4,444
Total allowance for loan losses		$	1,853				534				740				641				712				69				126				4,675
Loans receivable, gross:
Individually evaluated for impairment		$	6,267				1,911				231				542				-				-				-				8,951
Collectively evaluated for impairment			264,962				84,603				60,746				100,907				53,895				7,593				-				572,706
Total loans receivable, gross		$	271,229				86,514				60,977				101,449				53,895				7,593				-				581,657

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)		Non-accruing Loans
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Non-accruing Loans
As of June 30, 2017:
Loan portfolio segment:
Residential Real Estate:
Sub-standard		$	-				-				1,590				1,590				-				1,590
Commercial and Industrial:
Sub-standard			-				-				269				269				-				269
Total non-accruing loans		$	-				-				1,859				1,859				-				1,859
As of December 31, 2016:
Loan portfolio segment:
Residential Real Estate:
Sub-standard		$	-				-				1,590				1,590				-				1,590
Commercial and Industrial:
Sub-standard			-				-				231				231				-				231
Total non-accruing loans		$	-				-				1,821				1,821				-				1,821

Past Due Financing Receivables [Table Text Block]

(In thousands)		Performing (Accruing) Loans
As of June 30, 2017:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	-				-				-				-				252,424				252,424				-				252,424
Special Mention			-				-				-				-				16,421				16,421				-				16,421
Substandard			3,097				-				-				3,097				8,117				11,214				-				11,214
			3,097				-				-				3,097				276,962				280,059				-				280,059
Residential Real Estate:
Pass			478				9				1,447				1,934				148,904				150,838				-				150,838
Substandard			-				-				-				-				-				-				1,590				1,590
			478				9				1,447				1,934				148,904				150,838				1,590				152,428
Commercial and Industrial:
Pass			47				4				750				801				93,324				94,125				-				94,125
Substandard			-				-				-				-				490				490				269				759
			47				4				750				801				93,814				94,615				269				94,884
Consumer and Other:
Pass			9				134				-				143				94,687				94,830				-				94,830
Construction:
Pass			-				-				-				-				49,222				49,222				-				49,222
Construction to permanent - CRE:
Pass			-				-				-				-				7,665				7,665				-				7,665
Total		$	3,631				147				2,197				5,975				671,254				677,229				1,859				679,088
Loans receivable, gross:
Pass		$	534				147				2,197				2,878				646,226				649,104				-				649,104
Special Mention			-				-				-				-				16,421				16,421				-				16,421
Substandard			3,097				-				-				3,097				8,607				11,704				1,859				13,563
Loans receivable, gross		$	3,631				147				2,197				5,975				671,254				677,229				1,859				679,088

(In thousands)		Performing (Accruing) Loans
As of December 31, 2016:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	-				-				-				-				265,246				265,246				-				265,246
Special Mention			-				-				-				-				4,531				4,531				-				4,531
Substandard			-				-				-				-				1,452				1,452				-				1,452
			-				-				-				-				271,229				271,229				-				271,229
Residential Real Estate:
Pass			131				9				1,449				1,589				83,335				84,924				-				84,924
Substandard			-				-				-				-				-				-				1,590				1,590
			131				9				1,449				1,589				83,335				84,924				1,590				86,514
Commercial and Industrial:
Pass			47				4				-				51				60,692				60,743				-				60,743
Substandard			-				-				-				-				3				3				231				234
			47				4				-				51				60,695				60,746				231				60,977
Consumer and Other:
Pass			75				-				3				78				101,371				101,449				-				101,449
Construction:
Pass			-				-				-				-				53,895				53,895				-				53,895
Construction to permanent - CRE:
Pass			-				-				-				-				7,593				7,593				-				7,593
Total		$	253				13				1,452				1,718				578,118				579,836				1,821				581,657
Loans receivable, gross:
Pass		$	253				13				1,452				1,718				572,132				573,850				-				573,850
Special Mention			-				-				-				-				4,531				4,531				-				4,531
Substandard			-				-				-				-				1,455				1,455				1,821				3,276
Loans receivable, gross		$	253				13				1,452				1,718				578,118				579,836				1,821				581,657

Impaired Financing Receivables [Table Text Block]

(In thousands)
		June 30, 2017												December 31, 2016
		Recorded Investment				Principal Outstanding				Related Allowance				Recorded Investment				Principal Outstanding				Related Allowance
With no related allowance recorded:
Commercial Real Estate		$	6,142				6,593				-				6,267				6,721				-
Residential Real Estate			1,905				1,938				-				1,911				2,915				-
Commercial and Industrial			38				38				-				-				-				-
Consumer and Other			540				629				-				542				631				-
Construction			-				287				-				-				-				-
			8,625				9,485				-				8,720				10,267				-
With a related allowance recorded:
Commercial Real Estate			-				-				-				-				-				-
Residential Real Estate			-				-				-				-				-				-
Commercial and Industrial			231				231				231				231				231				231
Consumer and Other			-				-				-				-				-				-
Construction			-				-				-				-				-				-
Construction to permanent - CRE			-				-				-				-				-				-
			231				231				231				231				231				231
Impaired Loans, Total:
Commercial Real Estate			6,142				6,593				-				6,267				6,721				-
Residential Real Estate			1,905				1,938				-				1,911				2,915				-
Commercial and Industrial			269				269				231				231				231				231
Consumer and Other			540				629				-				542				631				-
Construction			-				287				-				-				-				-
Construction to permanent - CRE			-				-				-				-				-				-
Impaired Loans, Total		$	8,856				9,716				231				8,951				10,498				231

Impaired Financing Receivables, Additional Information [Table Text Block]

(In thousands)		Three Months Ended June 30,
		2017								2016
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate		$	6,188				75				7,524				79
Residential Real Estate			1,907				3				4,525				31
Commercial and Industrial			37				-				116				-
Consumer and Other			541				5				545				5
			8,673				83				12,710				115
With a related allowance recorded:
Commercial Real Estate			-				-				-				-
Residential Real Estate			-				-				-				-
Commercial and Industrial			232				-				2,977				-
Consumer and Other			-				-				2				-
			232				-				2,979				-
Impaired Loans, Total:
Commercial Real Estate			6,188				75				7,524				79
Residential Real Estate			1,907				3				4,525				31
Commercial and Industrial			269				-				3,093				-
Consumer and Other			541				5				547				5
Impaired Loans, Total		$	8,905				83				15,689				115

(In thousands)		Six Months Ended June 30,
		2017								2016
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate		$	6,213				148				7,597				159
Residential Real Estate			1,909				5				4,535				62
Commercial and Industrial			37				-				148				-
Consumer and Other			541				10				546				9
			8,700				163				12,826				230
With a related allowance recorded:
Commercial and Industrial			232				-				1,914				-
Consumer and Other			-				-				2				-
			232				-				1,916				-
Impaired Loans, Total:
Commercial Real Estate			6,213				148				7,597				159
Residential Real Estate			1,909				5				4,535				62
Commercial and Industrial			269				-				2,062				-
Consumer and Other			541				10				548				9
Impaired Loans, Total		$	8,932				163				14,742				230

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
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