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Note 4 - Loans Receivable and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)
Loan portfolio segment:		March 31, 2018				December 31, 2017
Commercial Real Estate		$	313,868				299,925
Residential Real Estate			144,633				146,377
Commercial and Industrial			129,913				131,161
Consumer and Other			83,185				87,707
Construction			46,348				47,619
Construction to permanent - CRE			6,608				6,858
Loans receivable, gross			724,555				719,647
Allowance for loan losses			(6,485	)			(6,297	)
Loans receivable, net		$	718,070				713,350

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
Three months ended March 31, 2018
Allowance for loan losses:
December 31, 2017		$	2,212				959				2,023				568				481				54				-				6,297
Charge-offs			-				-				-				-				-				-				-				-
Recoveries			3				-				-				-				-				-				-				3
Provisions (credits)			265				114				(264	)			(22	)			7				7				78				185
March 31, 2018		$	2,480				1,073				1,759				546				488				61				78				6,485
Three months ended March 31, 2017
Allowance for loan losses:
December 31, 2016		$	1,853				534				740				641				712				69				126				4,675
Charge-offs			-				-				-				-				-				-				-				-
Recoveries			2				-				2,769				-				-				-				-				2,771
Provisions (credits)			343				539				(2,460	)			(58	)			(121	)			8				-				(1,749	)
March 31, 2017		$	2,198				1,073				1,049				583				591				77				126				5,697

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
March 31, 2018
Allowance for loan losses:
Individually evaluated for impairment		$	-				-				51				4				-				-				-				55
Collectively evaluated for impairment			2,480				1,073				1,708				542				488				61				78				6,430
Total allowance for loan losses		$	2,480				1,073				1,759				546				488				61				78				6,485
Loans receivable, gross:
Individually evaluated for impairment		$	2,429				3,343				1,521				694				-				-				-				7,987
Collectively evaluated for impairment			311,439				141,290				128,392				82,491				46,348				6,608				-				716,568
Total loans receivable, gross		$	313,868				144,633				129,913				83,185				46,348				6,608				-				724,555

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent [CRE]				Unallocated				Total
December 31, 2017
Allowance for loan losses:
Individually evaluated for impairment		$	-				-				251				2				-				-				-				253
Collectively evaluated for impairment			2,212				959				1,772				566				481				54				-				6,044
Total allowance for loan losses		$	2,212				959				2,023				568				481				54				-				6,297
Loans receivable, gross:
Individually evaluated for impairment		$	1,977				3,336				748				692				-				-				-				6,753
Collectively evaluated for impairment			297,948				143,041				130,413				87,015				47,619				6,858				-				712,894
Total loans receivable, gross		$	299,925				146,377				131,161				87,707				47,619				6,858				-				719,647

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)		Non-accruing Loans
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Non-accruing Loans
As of March 31, 2018:
Loan portfolio segment:
Commercial Real Estate
Sub-standard		$	-				-				474				474				-				474
Residential Real Estate:
Sub-standard			-				-				3,037				3,037				-				3,037
Commercial and Industrial:
Sub-standard			-				6				1,515				1,521				-				1,521
Consumer and Other
Sub-standard			-				-				4				4				-				4
Total non-accruing loans		$	-				6				5,030				5,036				-				5,036
As of December 31, 2017:
Loan portfolio segment:
Residential Real Estate:
Sub-standard		$	-				-				3,028				3,028				-				3,028
Commercial and Industrial:
Sub-standard			-				-				748				748				-				748
Consumer and Other
Sub-standard			-				-				2				2				-				2
Total non-accruing loans		$	-				-				3,778				3,778				-				3,778

Past Due Financing Receivables [Table Text Block]

(In thousands)		Performing (Accruing) Loans
As of March 31, 2018:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	19				670				-				689				299,011				299,700				-				299,700
Special Mention			-				-				-				-				9,989				9,989				-				9,989
Substandard			-				2,705				-				2,705				1,000				3,705				474				4,179
			19				3,375				-				3,394				310,000				313,394				474				313,868
Residential Real Estate:
Pass			121				1,271				-				1,392				138,685				140,077				-				140,077
Special Mention			1,519				-				-				1,519				-				1,519				-				1,519
Substandard			-				-				-				-				-				-				3,037				3,037
			1,640				1,271				-				2,911				138,685				141,596				3,037				144,633
Commercial and Industrial:
Pass			293				829				-				1,122				127,270				128,392				-				128,392
Substandard			-				-				-				-				-				-				1,521				1,521
			293				829				-				1,122				127,270				128,392				1,521				129,913
Consumer and Other:
Pass			129				80				350				559				82,622				83,181				-				83,181
Substandard			-				-				-				-				-				-				4				4
			129				80				350				559				82,622				83,181				4				83,185
Construction:
Pass			-				-				2,039				2,039				35,509				37,548				-				37,548
Substandard			-				-				8,800				8,800				-				8,800				-				8,800
			-				-				10,839				10,839				35,509				46,348				-				46,348
Construction to permanent - CRE:
Pass			-				-				-				-				6,608				6,608				-				6,608
Total		$	2,081				5,555				11,189				18,825				700,694				719,519				5,036				724,555
Loans receivable, gross:
Pass		$	562				2,850				2,389				5,801				689,705				695,506				-				695,506
Special Mention			1,519				-				-				1,519				9,989				11,508				-				11,508
Substandard			-				2,705				8,800				11,505				1,000				12,505				5,036				17,541
Loans receivable, gross		$	2,081				5,555				11,189				18,825				700,694				719,519				5,036				724,555

(In thousands)		Performing (Accruing) Loans
As of December 31, 2017:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	-				-				-				-				286,428				286,428				-				286,428
Special Mention			-				1,121				-				1,121				9,317				10,438				-				10,438
Substandard			-				1,688				-				1,688				1,371				3,059				-				3,059
			-				2,809				-				2,809				297,116				299,925				-				299,925
Residential Real Estate:
Pass			1,068				255				-				1,323				140,497				141,820				-				141,820
Special Mention			-				1,529				-				1,529				-				1,529				-				1,529
Substandard			-				-				-				-				-				-				3,028				3,028
			1,068				1,784				-				2,852				140,497				143,349				3,028				146,377
Commercial and Industrial:
Pass			-				2,000				375				2,375				127,057				129,432				-				129,432
Special Mention			-				-				-				-				-				-				-				-
Substandard			-				-				981				981				-				981				748				1,729
			-				2,000				1,356				3,356				127,057				130,413				748				131,161
Consumer and Other:
Pass			498				-				-				498				87,207				87,705				-				87,705
Substandard			-				-				-				-				-				-				2				2
			498				-				-				498				87,207				87,705				2				87,707
Construction:
Pass			-				-				-				-				47,619				47,619				-				47,619
Construction to permanent - CRE:
Pass			-				-				-				-				6,858				6,858				-				6,858
Total		$	1,566				6,593				1,356				9,515				706,354				715,869				3,778				719,647
Loans receivable, gross:
Pass		$	1,566				2,255				375				4,196				695,666				699,862				-				699,862
Special Mention			-				2,650				-				2,650				9,317				11,967				-				11,967
Substandard			-				1,688				981				2,669				1,371				4,040				3,778				7,818
Loans receivable, gross		$	1,566				6,593				1,356				9,515				706,354				715,869				3,778				719,647

Impaired Financing Receivables [Table Text Block]

(In thousands)
		March 31, 2018												December 31, 2017
		Recorded Investment				Principal Outstanding				Related Allowance				Recorded Investment				Principal Outstanding				Related Allowance
With no related allowance recorded:
Commercial Real Estate		$	2,429				2,429				-				1,977				2,425				-
Residential Real Estate			3,343				3,343				-				3,336				3,369				-
Commercial and Industrial			1,470				1,470				-				497				683				-
Consumer and Other			690				690				-				690				818				-
			7,932				7,932				-				6,500				7,295				-
With a related allowance recorded:
Commercial Real Estate			-				-				-				-				-				-
Residential Real Estate			-				-				-				-				-				-
Commercial and Industrial			51				51				51				251				251				251
Consumer and Other			4				4				4				2				2				2
			55				55				55				253				253				253
Impaired Loans, Total:
Commercial Real Estate			2,429				2,429				-				1,977				2,425				-
Residential Real Estate			3,343				3,343				-				3,336				3,369				-
Commercial and Industrial			1,521				1,521				51				748				934				251
Consumer and Other			694				694				4				692				820				2
Impaired Loans, Total		$	7,987				7,987				55				6,753				7,548				253

(In thousands)		Three Months Ended March 31,
		2018								2017
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate		$	2,205				25				6,236				73
Residential Real Estate			3,342				3				1,910				3
Commercial and Industrial			739				-				-				-
Consumer and Other			691				7				541				5
			6,977				35				8,687				81
With a related allowance recorded:
Commercial Real Estate			-				-				-				-
Residential Real Estate			-				-				-				-
Commercial and Industrial			393				-				231				-
Consumer and Other			2				-				-				-
			395				-				231				-
Impaired Loans, Total:
Commercial Real Estate			2,205				25				6,236				73
Residential Real Estate			3,342				3				1,910				3
Commercial and Industrial			1,132				-				231				-
Consumer and Other			693				7				541				5
Impaired Loans, Total		$	7,372				35				8,918				81

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