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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Cash Flows from Operating Activities:    
Net income $ 1,065,000 $ 1,730,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of investment premiums, net 13,000 35,000
Amortization and accretion of purchase loan premiums and discounts 176,000 127,000
Amortization of debt issuance costs 21,000 20,000
Provision (credit) for loan losses 185,000 (1,749,000)
Depreciation and amortization 350,000 272,000
Loss on sales of available-for-sale securities 78,000
Share-based compensation 53,000 43,000
(Increase) decrease in deferred income taxes (855,000) 878,000
Changes in assets and liabilities:    
Increase in accrued interest and dividends receivable (9,000) (337,000)
Decrease (increase) in other assets 102,000 (133,000)
Increase (decrease) in accrued expenses and other liabilities 574,000 (451,000)
Net cash provided by operating activities 1,675,000 513,000
Cash Flows from Investing Activities:    
Proceeds from sales on available-for-sale securities 9,000,000
Principal repayments on available-for-sale securities 463,000 807,000
Purchases of available-for-sale securities (11,500,000)
Purchases of Federal Reserve Bank stock (24,000) (249,000)
Redemptions of Federal Home Loan Bank stock 120,000
(Increase) decrease in net originations of loans receivable (5,081,000) 26,463,000
Purchase of loan pools receivable (72,889,000)
Purchase of premises and equipment (630,000) (955,000)
Escrow deposit for pending acquisition (500,000)
Net cash used in investing activities (5,772,000) (49,203,000)
Cash Flows from Financing Activities:    
Increase in deposits, net 17,859,000 31,635,000
Repayments of FHLB and correspondent bank borrowings (14,000,000)
Principal repayments of note payable (48,000) (47,000)
Decrease in advances from borrowers for taxes and insurance (925,000) (921,000)
Dividends paid on common stock (38,000)
Net cash provided by financing activities 16,848,000 16,667,000
Net Increase (decrease) in cash and cash equivalents 12,751,000 (32,023,000)
Cash and cash equivalents at beginning of period 49,241,000 92,289,000
Cash and cash equivalents at end of period 61,992,000 60,266,000
Supplemental Disclosures of Cash Flow Information:    
Cash paid for interest 1,844,000 1,143,000
Cash paid for income taxes 125,000
Supplemental Disclosures of Noncash Investing Activities:    
Receivable recorded for securities sold, not settled $ 4,968,000