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Note 5 - Loans Receivable and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2018

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	June 30, 2018								December 31, 2017
Loan portfolio segment:	Business Activities Loans			Acquired Loans		Total			Business Activities Loans
Commercial Real Estate	$	292,508			12,918		305,426			299,925
Residential Real Estate		146,754			-		146,754			146,377
Commercial and Industrial		162,568			8,108		170,676			131,161
Consumer and Other		78,382			882		79,264			87,707
Construction		46,593			-		46,593			47,619
Construction to Permanent - CRE		8,616			-		8,616			6,858
Loans receivable, gross		735,421			21,908		757,329			719,647
Allowance for loan losses		(6,525	)		-		(6,525	)		(6,297	)
Loans receivable, net	$	728,896			21,908		750,804			713,350

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(In thousands)	May 10, 2018

Contractually required principal and interest at acquisition	$	5,816
Contractual cash flows not expected to be collected (nonaccretable discount)		(2,951	)
Expected cash flows at acquisition		2,865
Interest component of expected cash flows (accretable discount)		(429	)
Fair value of acquired loans	$	2,436

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)	Commercial Real Estate			Residential Real Estate			Commercial and Industrial		Consumer and Other			Construction			Construction to Permanent - CRE			Unallocated			Total
Three months ended June 30, 2018
Allowance for loan losses:
March 31, 2018	$	2,480			1,073			1,759		546			488			61			78			6,485
Charge-offs		-			-			-		(13	)		-			-			-			(13	)
Recoveries		3			-			-		-			-			-			-			3
Provisions (credits)		(178	)		23			237		(10	)		11			19			(52	)		50
June 30, 2018	$	2,305			1,096			1,996		523			499			80			26			6,525

Three months ended June 30, 2017
Allowance for loan losses:
March 31, 2017	$	2,198			1,073			1,049		583			591			77			126			5,697
Charge-offs		-			-			-		(13	)		-			-			-			(13	)
Recoveries		-			-			-		-			-			-			-			-
Provisions (credits)		20			(32	)		404		23			(101	)		(4	)		(50	)		260
June 30, 2017	$	2,218			1,041			1,453		593			490			73			76			5,944

(In thousands)	Commercial Real Estate			Residential Real Estate		Commercial and Industrial			Consumer and Other			Construction			Construction to Permanent - CRE		Unallocated			Total
Six months ended June 30, 2018
Allowance for loan losses:
December 31, 2017	$	2,212			959		2,023			568			481			54		-			6,297
Charge-offs		-			-		-			(13	)		-			-		-			(13	)
Recoveries		6			-		-			-			-			-		-			6
Provisions (credits)		(87	)		137		(27	)		(32	)		18			26		26			235
June 30, 2018	$	2,305			1,096		1,996			523			499			80		26			6,525

Six months ended June 30, 2017
Allowance for loan losses:
December 31, 2016	$	1,853			534		740			641			712			69		126			4,675
Charge-offs		-			-		-			(13	)		-			-		-			(13	)
Recoveries		2			-		2,769			-			-			-		-			2,771
Provisions (credits)		363			507		(2,056	)		(35	)		(222	)		4		(50	)		(1,489	)
June 30, 2017	$	2,218			1,041		1,453			593			490			73		76			5,944

(In thousands)	Commercial Real Estate		Residential Real Estate		Commercial and Industrial		Consumer and Other		Construction		Construction to Permanent - CRE		Unallocated		Total
June 30, 2018
Allowance for loan losses:
Individually evaluated for impairment	$	-		-		45		-		-		-		-		45
Collectively evaluated for impairment		2,305		1,096		1,951		523		499		80		26		6,480
Total allowance for loan losses	$	2,305		1,096		1,996		523		499		80		26		6,525

Loans receivable, gross:
Individually evaluated for impairment	$	4,071		3,524		1,025		770		-		-		-		9,390
Collectively evaluated for impairment		288,437		143,230		161,543		77,612		46,593		8,616		-		726,031
Total loans receivable, gross	$	292,508		146,754		162,568		78,382		46,593		8,616		-		735,421	(1)

(In thousands)	Commercial Real Estate		Residential Real Estate		Commercial and Industrial		Consumer and Other		Construction		Construction to Permanent - CRE		Unallocated		Total
December 31, 2017
Allowance for loan losses:
Individually evaluated for impairment	$	-		-		251		2		-		-		-		253
Collectively evaluated for impairment		2,212		959		1,772		566		481		54		-		6,044
Total allowance for loan losses	$	2,212		959		2,023		568		481		54		-		6,297

Loans receivable, gross:
Individually evaluated for impairment	$	1,977		3,336		748		692		-		-		-		6,753
Collectively evaluated for impairment		297,948		143,041		130,413		87,015		47,619		6,858		-		712,894
Total loans receivable, gross	$	299,925		146,377		131,161		87,707		47,619		6,858		-		719,647

Past Due Financing Receivables [Table Text Block]

(In thousands)	Performing (Accruing) Loans
As of June 30, 2018:	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass	$	1,858		-		670		2,528		283,402		285,930		-		285,930
Special mention		-		-		-		-		615		615		-		615
Substandard		638		-		1,025		1,663		2,163		3,826		2,137		5,963
		2,496		-		1,695		4,191		286,180		290,371		2,137		292,508
Residential Real Estate:
Pass		175		-		-		175		141,841		142,016		-		142,016
Special mention		-		-		-		-		-		-		-		-
Substandard		-		-		1,516		1,516		-		1,516		3,222		4,738
		175		-		1,516		1,691		141,841		143,532		3,222		146,754
Commercial and Industrial:
Pass		2,157		1,767		-		3,924		154,144		158,068		-		158,068
Substandard		-		-		-		-		-		-		1,025		1,025
		2,157		4,517		-		6,674		154,869		161,543		1,025		162,568
Consumer and Other:
Pass		33		24		-		57		78,245		78,302		-		78,302
Substandard		-		-		-		-		-		-		80		80
		33		24		-		57		78,245		78,302		80		78,382
Construction:
Pass		-		-		-		-		37,793		37,793		-		37,793
Substandard		-		-		8,800		8,800		-		8,800		-		8,800
		-		-		8,800		8,800		37,793		46,593		-		46,593

Construction to Permanent - CRE:
Pass		-		-		-		-		8,616		8,616		-		8,616

Total	$	4,861		4,541		12,011		21,413		707,544		728,957		6,464		735,421

Loans receivable, gross:
Pass	$	4,223		1,791		670		6,684		704,041		710,725		-		710,725
Special mention		-		2,750		-		2,750		1,340		4,090		-		4,090
Substandard		638		-		11,341		11,979		2,163		14,142		6,464		20,606
Loans receivable, gross	$	4,861		4,541		12,011		21,413		707,544		728,957		6,464		735,421

(In thousands)	Performing (Accruing) Loans
As of June 30, 2018:	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass	$	-		-		-		-		8,526		8,526		-		8,526
Special mention		-		-		-		-		2,537		2,537		-		2,537
Substandard		-		-		-		-		1,799		1,799		56		1,855
		-		-		-		-		12,862		12,862		56		12,918
Commercial and Industrial:
Pass		34		-		-		34		4,346		4,380		-		4,380
Special mention		267		-		-		267		794		1,061		-		1,061
Substandard		-		-		-		-		2,619		2,619		48		2,667
		301		-		-		301		7,759		8,060		48		8,108
Consumer and Other:
Pass		26		13		-		39		834		873		-		873
Substandard		-		-		-		-		-		-		9		9
		26		13		-		39		834		873		9		882

Total	$	327		13		-		340		21,455		21,795		113		21,908

Loans receivable, gross:
Pass	$	60		13		-		73		13,706		13,779		-		13,779
Special mention		267		-		-		267		3,331		3,598		-		3,598
Substandard		-		-		-		-		4,418		4,418		113		4,531
Loans receivable, gross	$	327		13		-		340		21,455		21,795		113		21,908

(In thousands)	Performing (Accruing) Loans
As of December 31, 2017:	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass	$	-		-		-		-		286,428		286,428		-		286,428
Special mention		-		1,121		-		1,121		9,317		10,438		-		10,438
Substandard		-		1,688		-		1,688		1,371		3,059		-		3,059
		-		2,809		-		2,809		297,116		299,925		-		299,925
Residential Real Estate:
Pass		1,068		255		-		1,323		140,497		141,820		-		141,820
Special mention		-		1,529		-		1,529		-		1,529		-		1,529
Substandard		-		-		-		-		-		-		3,028		3,028
		1,068		1,784		-		2,852		140,497		143,349		3,028		146,377
Commercial and Industrial:
Pass		-		2,000		375		2,375		127,057		129,432		-		129,432
Substandard		-		-		981		981		-		981		748		1,729
		-		2,000		1,356		3,356		127,057		130,413		748		131,161
Consumer and Other:
Pass		498		-		-		498		87,207		87,705		-		87,705
Substandard		-		-		-		-		-		-		2		2
		498		-		-		498		87,207		87,705		2		87,707
Construction:
Pass		-		-		-		-		47,619		47,619		-		47,619

Construction to Permanent - CRE:
Pass		-		-		-		-		6,858		6,858		-		6,858

Total	$	1,566		6,593		1,356		9,515		706,354		715,869		3,778		719,647

Loans receivable, gross:
Pass	$	1,566		2,255		375		4,196		695,666		699,862		-		699,862
Special mention		-		2,650		-		2,650		9,317		11,967		-		11,967
Substandard		-		1,688		981		2,669		1,371		4,040		3,778		7,818
Loans receivable, gross	$	1,566		6,593		1,356		9,515		706,354		715,869		3,778		719,647

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

Business Activities Loans

(In thousands)	Non-accruing Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Non-accruing Loans
As of June 30, 2018:
Loan portfolio segment:
Commercial Real Estate
Substandard	$	-		-		2,137		2,137		-		2,137
Residential Real Estate:
Substandard		-		-		3,222		3,222		-		3,222
Commercial and Industrial:
Substandard		-		-		1,025		1,025		-		1,025
Consumer and Other
Substandard		-		80		-		80		-		80
Total non-accruing loans	$	-		80		6,384		6,464		-		6,464

Acquired Loans

(In thousands)	Non-accruing Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Non-accruing Loans
As of June 30, 2018:
Loan portfolio segment:
Commercial Real Estate
Substandard	$	-		-		56		56		-		56
Commercial and Industrial:
Substandard		-		-		48		48		-		48
Consumer and Other
Substandard		-		-		9		9		-		9
Total non-accruing loans	$	-		-		113		113		-		113

Business Activities Loans

(In thousands)	Non-accruing Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Non-accruing Loans
As of December 31, 2017:
Loan portfolio segment:
Residential Real Estate:
Substandard	$	-		-		3,028		3,028		-		3,028
Commercial and Industrial:
Substandard		-		-		748		748		-		748
Consumer and Other
Substandard		-		-		2		2		-		2
Total non-accruing loans	$	-		-		3,778		3,778		-		3,778

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

Business Activities Loans

(In thousands)
Loan portfolio segment:	June 30, 2018		December 31, 2017
Commercial Real Estate	$	1,934		1,977
Residential Real Estate		992		999
Total TDR Loans		2,926		2,976
Less: TDRs included in non-accrual loans		-		-
Total accrual TDR Loans	$	2,926		2,976

Impaired Financing Receivables [Table Text Block]

(In thousands)	June 30, 2018						December 31, 2017
	Recorded Investment		Principal Outstanding		Related Allowance		Recorded Investment		Principal Outstanding		Related Allowance
With no related allowance recorded:
Commercial Real Estate	$	4,071		4,524		-		1,977		2,425		-
Residential Real Estate		3,524		3,557		-		3,336		3,369		-
Commercial and Industrial		980		1,163		-		497		683		-
Consumer and Other		770		842		-		690		818		-
		9,345		10,086		-		6,500		7,295		-

With a related allowance recorded:
Commercial Real Estate		-		-		-		-		-		-
Residential Real Estate		-		-		-		-		-		-
Commercial and Industrial		45		51		45		251		251		251
Consumer and Other		-		-		-		2		2		2
		45		51		45		253		253		253

Impaired Loans, Total:
Commercial Real Estate		4,071		4,524		-		1,977		2,425		-
Residential Real Estate		3,524		3,557		-		3,336		3,369		-
Commercial and Industrial		1,025		1,214		45		748		934		251
Consumer and Other		770		842		-		692		820		2
Impaired Loans, Total	$	9,390		10,137		45		6,753		7,548		253

(In thousands)	Three Months Ended June 30,
	2018				2017
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate	$	3,250		25		6,188		75
Residential Real Estate		3,480		3		1,907		3
Commercial and Industrial		980		-		37		-
Consumer and Other		750		8		541		5
		8,460		36		8,673		83
With a related allowance recorded:
Commercial Real Estate		-		-		-		-
Residential Real Estate		-		-		-		-
Commercial and Industrial		293		-		232		-
Consumer and Other		3		-		-		-
		296		-		232		-
Impaired Loans, Total:
Commercial Real Estate		3,250		25		6,188		75
Residential Real Estate		3,480		3		1,907		3
Commercial and Industrial		1,273		-		269		-
Consumer and Other		753		8		541		5
Impaired Loans, Total	$	8,756		36		8,905		83

(In thousands)	Six Months Ended June 30,
	2018				2017
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate	$	2,770		49		6,213		148
Residential Real Estate		3,421		6		1,909		5
Commercial and Industrial		912		-		37		-
Consumer and Other		725		15		541		10
		7,828		70		8,700		163
With a related allowance recorded:
Commercial Real Estate		-		-		-		-
Residential Real Estate		-		-		-		-
Commercial and Industrial		244		-		232		-
Consumer and Other		2		-		-		-
		246		-		232		-
Impaired Loans, Total:
Commercial Real Estate		2,770		49		6,213		148
Residential Real Estate		3,421		6		1,909		5
Commercial and Industrial		1,156		-		269		-
Consumer and Other		727		15		541		10
Impaired Loans, Total	$	8,074		70		8,932		163