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Note 5 - Loans Receivable and Allowance for Loan and Lease Losses (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)		December 31, 2018				December 31, 2017
Loan portfolio segment:
Commercial Real Estate		$	274,938				299,925
Residential Real Estate			157,300				146,377
Commercial and Industrial			191,852				131,161
Consumer and Other			94,569				87,707
Construction			46,040				47,619
Construction to Permanent - CRE			15,677				6,858
Loans receivable, gross			780,376				719,647
Allowance for loan and lease losses			(7,609	)			(6,297	)
Loans receivable, net		$	772,767				713,350

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(In thousands)		Acquisition Date
Contractually required principal and interest at acquisition		$	5,816
Contractual cash flows not expected to be collected (nonaccretable discount)			(2,064	)
Expected cash flows at acquisition			3,752
Interest component of expected cash flows (accretable discount)			(1,316	)
Fair value of acquired loans		$	2,436

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]

(In thousands)		For the Year Ended December 31, 2018
Accretable discount, beginning of period		$	(1,316	)
Accretion			92
Other changes, net			432
Accretable discount, end of period		$	(792	)

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent - CRE				Unallocated				Total
As of and for the Year ended December 31, 2018
Allowance for loan and lease losses:
December 31, 2017		$	2,212				959				2,023				568				481				54				-				6,297
Charge-offs			-				(2	)			-				(33	)			-				-				-				(35	)
Recoveries			7				2				34				1				-				-				-				44
Provisions (credits)			(353	)			100				1,501				105				(131	)			54				27				1,303
December 31, 2018		$	1,866				1,059				3,558				641				350				108				27				7,609
As of and for the Year ended December 31, 2017
Allowance for loan and lease losses:
December 31, 2016		$	1,853				534				740				641				712				69				126				4,675
Charge-offs			-				-				(265	)			(39	)			-				-				-				(304	)
Recoveries			10				-				2,769				4				-				-				-				2,783
Provisions (credits)			349				425				(1,221	)			(38	)			(231	)			(15	)			(126	)			(857	)
December 31, 2017		$	2,212				959				2,023				568				481				54				-				6,297
As of and for the Year ended December 31, 2016
Allowance for loan and lease losses:
December 31, 2015		$	1,970				740				1,027				677				486				123				219				5,242
Charge-offs			-				(190	)			(2,977	)			(13	)			-				-				-				(3,180	)
Recoveries			80				1				66				2				-				-				-				149
Provisions (credits)			(197	)			(17	)			2,624				(25	)			226				(54	)			(93	)			2,464
December 31, 2016		$	1,853				534				740				641				712				69				126				4,675

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent - CRE				Unallocated				Total
December 31, 2018
Allowance for loan and lease losses:
Individually evaluated for impairment		$	-				216				1,299				30				-				-				-				1,545
Collectively evaluated for impairment			1,866				843				2,259				611				350				108				27				6,064
Total allowance for loan and lease losses		$	1,866				1,059				3,558				641				350				108				27				7,609
Loans receivable, gross:
Individually evaluated for impairment		$	4,606				2,302				4,646				864				8,800				-				-				21,218
PCI loans individually evaluated for impairment			-				-				615				-				-				-				-				615
Collectively evaluated for impairment			270,332				154,998				186,591				93,705				37,240				15,677				-				758,543
Total loans receivable, gross		$	274,938				157,300				191,852				94,569				46,040				15,677				-				780,376

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent - CRE				Unallocated				Total
December 31, 2017
Allowance for loan and lease losses:
Individually evaluated for impairment		$	-				-				251				2				-				-				-				253
Collectively evaluated for impairment			2,212				959				1,772				566				481				54				-				6,044
Total allowance for loan and lease losses		$	2,212				959				2,023				568				481				54				-				6,297
Loans receivable, gross:
Individually evaluated for impairment		$	1,977				3,336				748				692				-				-				-				6,753
Collectively evaluated for impairment			297,948				143,041				130,413				87,015				47,619				6,858				-				712,894
Total loans receivable, gross		$	299,925				146,377				131,161				87,707				47,619				6,858				-				719,647

Past Due Financing Receivables [Table Text Block]

(In thousands)		Performing (Accruing) Loans
As of December 31, 2018:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Performing Loans				Non- accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	423				-				-				423				262,435				262,858				-				262,858
Special mention			-				-				958				958				2,673				3,631				-				3,631
Substandard			170				-				-				170				4,754				4,924				3,525				8,449
			593				-				958				1,551				269,862				271,413				3,525				274,938
Residential Real Estate:
Pass			637				817				-				1,454				151,509				152,963				-				152,963
Special mention			-				-				-				-				850				850				-				850
Substandard			-				-				-				-				1,481				1,481				2,006				3,487
			637				817				-				1,454				153,840				155,294				2,006				157,300
Commercial and Industrial:
Pass			150				853				234				1,237				180,293				181,530				-				181,530
Special mention			-				-				101				101				2,378				2,479				-				2,479
Substandard			-				-				-				-				3,162				3,162				4,681				7,843
			150				853				335				1,338				185,833				187,171				4,681				191,852
Consumer and Other:
Pass			20				-				23				43				94,352				94,395				-				94,395
Substandard			-				-				-				-				-				-				174				174
			20				-				23				43				94,352				94,395				174				94,569
Construction:
Pass			-				1,000				-				1,000				36,240				37,240				-				37,240
Substandard			-				-				-				-				-				-				8,800				8,800
			-				1,000				-				1,000				36,240				37,240				8,800				46,040
Construction to Permanent -CRE:
Pass			-				-				-				-				15,677				15,677				-				15,677
			-				-				-				-				15,677				15,677				-				15,677
Total		$	1,400				2,670				1,316				5,386				755,804				761,190				19,186				780,376
Loans receivable, gross:
Pass		$	1,230				2,670				257				4,157				740,506				744,663				-				744,663
Special mention			-				-				1,059				1,059				5,901				6,960				-				6,960
Substandard			170				-				-				170				9,397				9,567				19,186				28,753
Loans receivable, gross		$	1,400				2,670				1,316				5,386				755,804				761,190				19,186				780,376

(In thousands)		Performing (Accruing) Loans
As of December 31, 2017:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	-				-				-				-				286,428				286,428				-				286,428
Special mention			-				1,121				-				1,121				9,317				10,438				-				10,438
Substandard			-				1,688				-				1,688				1,371				3,059				-				3,059
			-				2,809				-				2,809				297,116				299,925				-				299,925
Residential Real Estate:
Pass			1,068				255				-				1,323				140,497				141,820				-				141,820
Special mention			-				1,529				-				1,529				-				1,529				-				1,529
Substandard			-				-				-				-				-				-				3,028				3,028
			1,068				1,784				-				2,852				140,497				143,349				3,028				146,377
Commercial and Industrial:
Pass			-				2,000				375				2,375				127,057				129,432				-				129,432
Substandard			-				-				981				981				-				981				748				1,729
			-				2,000				1,356				3,356				127,057				130,413				748				131,161
Consumer and Other:
Pass			498				-				-				498				87,207				87,705				-				87,705
Substandard			-				-				-				-				-				-				2				2
			498				-				-				498				87,207				87,705				2				87,707
Construction:
Pass			-				-				-				-				47,619				47,619				-				47,619
Construction to Permanent - CRE:
Pass			-				-				-				-				6,858				6,858				-				6,858
Total		$	1,566				6,593				1,356				9,515				706,354				715,869				3,778				719,647
Loans receivable, gross:
Pass		$	1,566				2,255				375				4,196				695,666				699,862				-				699,862
Special mention			-				2,650				-				2,650				9,317				11,967				-				11,967
Substandard			-				1,688				981				2,669				1,371				4,040				3,778				7,818
Loans receivable, gross		$	1,566				6,593				1,356				9,515				706,354				715,869				3,778				719,647

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)		Non-accruing Loans
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Non-accruing Loans
As of December 31, 2018:
Loan portfolio segment:
Commercial Real Estate:
Substandard		$	1,580				-				1,945				3,525				-				3,525
Residential Real Estate:
Substandard			-				-				2,006				2,006				-				2,006
Commercial and Industrial:
Substandard			-				15				3,941				3,956				725				4,681
Consumer and Other:
Substandard			-				86				11				97				77				174
Construction:
Substandard			-				-				8,800				8,800				-				8,800
Total non-accruing loans		$	1,580				101				16,703				18,384				802				19,186

(In thousands)		Non-accruing Loans
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Non-accruing Loans
As of December 31, 2017:
Loan portfolio segment:
Residential Real Estate:
Substandard		$	-				-				3,028				3,028				-				3,028
Commercial and Industrial:
Substandard			-				-				748				748				-				748
Consumer and Other
Substandard			-				-				2				2				-				2
Total non-accruing loans		$	-				-				3,778				3,778				-				3,778

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(In thousands)
Loan portfolio segment:		December 31, 2018				December 31, 2017
Commercial Real Estate		$	1,081				1,977
Residential Real Estate			296				309
Consumer and Other			689				690
Total TDR Loans			2,066				2,976
Less: TDRs included in non-accrual loans			-				-
Total accrual TDR Loans		$	2,066				2,976

Impaired Financing Receivables [Table Text Block]

(In thousands)		December 31, 2018												December 31, 2017
		Recorded Investment				Principal Outstanding				Related Allowance				Recorded Investment				Principal Outstanding				Related Allowance
With no related allowance recorded:
Commercial Real Estate		$	4,606				5,109				-				1,977				2,425				-
Residential Real Estate			670				703				-				3,336				3,369				-
Commercial and Industrial			488				1,281				-				497				683				-
Consumer and Other			827				867				-				690				818				-
Construction			8,800				8,839				-				-								-
			15,391				16,799				-				6,500				7,295				-
With a related allowance recorded:
Commercial Real Estate			-				-				-				-				-				-
Residential Real Estate			1,632				1,632				216				-				-				-
Commercial and Industrial			4,158				4,208				1,299				251				251				251
Consumer and Other			37				37				30				2				2				2
Construction			-				-				-				-
			5,827				5,877				1,545				253				253				253
Impaired Loans, Total:
Commercial Real Estate			4,606				5,109				-				1,977				2,425				-
Residential Real Estate			2,302				2,335				216				3,336				3,369				-
Commercial and Industrial			4,646				5,489				1,299				748				934				251
Consumer and Other			864				904				30				692				820				2
Construction			8,800				8,839				-				-				-				-
Impaired Loans, Total		$	21,218				22,676				1,545				6,753				7,548				253

(In thousands)		Year ended December 31,
		2018								2017								2016
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate		$	3,318				100				5,832				102				6,929				312
Residential Real Estate			3,154				11				2,016				11				4,318				9
Commercial and Industrial			987				-				197				-				265				-
Consumer and Other			750				31				593				22				544				19
Construction			1,354				503				-				-				-				-
			9,563				645				8,638				135				12,056				340
With a related allowance recorded:
Commercial Real Estate			-				-				-				-				65				-
Residential Real Estate			126				-				-				-				-				-
Commercial and Industrial			474				-				243				-				2,138				-
Consumer and Other			9				-				-				-				2				-
Construction			-				-				-				-				-				-
			609				-				243				-				2,205				-
Impaired Loans, Total:
Commercial Real Estate			3,318				100				5,832				102				6,994				312
Residential Real Estate			3,280				11				2,016				11				4,318				9
Commercial and Industrial			1,461				-				440				-				2,403				-
Consumer and Other			759				31				593				22				546				19
Construction			1,354				503				-				-				-				-
Impaired Loans, Total		$	10,172				645				8,881				135				14,261				340

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