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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest and Dividend Income      
Interest and fees on loans $ 37,546 $ 31,270 $ 24,391
Interest on investment securities 1,306 982 544
Dividends on investment securities 490 383 353
Other interest income 1,033 214 120
Total interest and dividend income 40,375 32,849 25,408
Interest Expense      
Interest on deposits 9,024 4,948 2,242
Interest on Federal Home Loan Bank borrowings 1,634 702 371
Interest on senior debt 915 915 25
Interest on subordinated debt 767 360 334
Interest on note payable and other 38 31 36
Total interest expense 12,378 6,956 3,008
Net interest income 27,997 25,893 22,400
Provision (Credit) for Loan Losses 1,303 (857) 2,464
Net interest income after provision (credit) for loan losses 26,694 26,750 19,936
Non-interest Income      
Loan application, inspection and processing fees 51 73 180
Deposit fees and service charges 524 590 600
Gains on sale of loans 162 4
Rental Income 413 399 414
Other income 477 378 362
Total non-interest income 1,627 1,444 1,556
Non-interest Expense      
Salaries and benefits 11,741 10,915 9,489
Occupancy and equipment expense 3,159 3,133 3,110
Data processing expense 1,313 1,139 939
Professional and other outside services 2,177 2,050 1,747
Merger and tax initiative project expenses 2,098 640
Advertising and promotional expense 258 322 394
Loan administration and processing expense 93 63 54
Regulatory assessments 1,142 844 603
Insurance expense 90 233 222
Communications, stationary and supplies 503 381 402
Other operating expense 1,661 1,452 1,395
Total non-interest expense 24,235 21,172 18,355
Income before income taxes 4,086 7,022 3,137
Provision for Income Taxes 890 2,875 1,207
Net income $ 3,196 $ 4,147 $ 1,930
Basic earnings per share (in dollars per share) $ 0.82 $ 1.06 $ 0.49
Diluted earnings per share (in dollars per share) $ 0.82 $ 1.06 $ 0.49