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Note 4 - Loans Receivable and Allowance for Loan and Lease Losses (Tables)

3 Months Ended

Mar. 31, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)		March 31, 2019				December 31, 2018
Loan portfolio segment:
Commercial Real Estate		$	291,556				274,938
Residential Real Estate			159,985				157,300
Commercial and Industrial			177,866				191,852
Consumer and Other			95,755				94,569
Construction			45,356				46,040
Construction to Permanent - CRE			18,018				15,677
Loans receivable, gross			788,536				780,376
Allowance for loan and lease losses			(7,823	)			(7,609	)
Loans receivable, net		$	780,713				772,767

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]

(In thousands)		For the three Months Ended March 31, 2019
Accretable discount, beginning of period		$	(792	)
Accretion			25
Other changes, net			573
Accretable discount, end of period		$	(194	)

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent - CRE				Unallocated				Total
Three months ended March 31, 2019
Allowance for loan and lease losses:
December 31, 2018		$	1,866				1,059				3,558				641				350				108				27				7,609
Charge-offs			-				-				-				-				-				-				-				-
Recoveries			-				-				47				2				-				-				-				49
Provisions (credits)			(4	)			330				(115	)			(51	)			5				15				(15	)			165
March 31, 2019		$	1,862				1,389				3,490				592				355				123				12				7,823
Three months ended March 31, 2018
Allowance for loan and lease losses:
December 31, 2017		$	2,212				959				2,023				568				481				54				-				6,297
Charge-offs			-				-				-				-				-				-				-				-
Recoveries			3				-				-				-				-				-				-				3
Provisions (credits)			265				114				(264	)			(22	)			7				7				78				185
March 31, 2018		$	2,480				1,073				1,759				546				488				61				78				6,485

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent - CRE				Unallocated				Total
March 31, 2019
Allowance for loan and lease losses:
Individually evaluated for impairment		$	-				563				1,062				-				-				-				-				1,625
Collectively evaluated for impairment			1,862				826				2,428				592				355				123				12				6,198
Total allowance for loan losses		$	1,862				1,389				3,490				592				355				123				12				7,823
Loans receivable, gross:
Individually evaluated for impairment		$	12,026				3,766				4,598				861				8,800				-				-				30,051
PCI loans individually evaluated for impairment			-				-				439				-				-				-				-				439
Collectively evaluated for impairment			279,530				156,219				172,829				94,894				36,556				18,018				-				758,046
Total loans receivable, gross		$	291,556				159,985				177,866				95,755				45,356				18,018				-				788,536

(In thousands)		Commercial Real Estate				Residential Real Estate				Commercial and Industrial				Consumer and Other				Construction				Construction to Permanent - CRE				Unallocated				Total
December 31, 2018
Allowance for loan and lease losses:
Individually evaluated for impairment		$	-				216				1,299				30				-				-				-				1,545
Collectively evaluated for impairment			1,866				843				2,259				611				350				108				27				6,064
Total allowance for loan losses		$	1,866				1,059				3,558				641				350				108				27				7,609
Loans receivable, gross:
Individually evaluated for impairment		$	4,606				2,302				4,646				864				8,800				-				-				21,218
PCI loans individually evaluated for impairment			-				-				615				-				-				-				-				615
Collectively evaluated for impairment			270,332				154,998				186,591				93,705				37,240				15,677				-				758,543
Total loans receivable, gross		$	274,938				157,300				191,852				94,569				46,040				15,677				-				780,376

Financing Receivable, Past Due [Table Text Block]

(In thousands)		Performing (Accruing) Loans
As of March 31, 2019:		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	208				-				-				208				272,278				272,486				-				272,486
Special mention			-				-				-				-				2,070				2,070				-				2,070
Substandard			583				431				-				1,014				5,033				6,047				10,953				17,000
			791				431				-				1,222				279,381				280,603				10,953				291,556
Residential Real Estate:
Pass			1,293				-				-				1,293				153,481				154,774				-				154,774
Special mention			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				1,738				1,738				3,473				5,211
			1,293				-				-				1,293				155,219				156,512				3,473				159,985
Commercial and Industrial:
Pass			454				195				600				1,249				160,419				161,668				-				161,668
Special mention			-				-				100				100				1,932				2,032				-				2,032
Substandard			-				338				-				338				9,196				9,534				4,632				14,166
			454				533				700				1,687				171,547				173,234				4,632				177,866
Consumer and Other:
Pass			1,463				168				8				1,639				93,944				95,583				-				95,583
Substandard			-				-				-				-				-				-				172				172
			1,463				168				8				1,639				93,944				95,583				172				95,755
Construction:
Pass			-				-				-				-				36,556				36,556				-				36,556
Substandard			-				-				-				-				-				-				8,800				8,800
			-				-				-				-				36,556				36,556				8,800				45,356
Construction to Permanent - CRE:
Pass			-				-				-				-				18,018				18,018				-				18,018
			-				-				-				-				18,018				18,018				-				18,018
Total		$	4,001				1,132				708				5,841				754,665				760,506				28,030				788,536
Loans receivable, gross:
Pass		$	3,418				363				608				4,389				734,696				739,085				-				739,085
Special mention			-				-				100				100				4,002				4,102				-				4,102
Substandard			583				769				-				1,352				15,967				17,319				28,030				45,349
Loans receivable, gross		$	4,001				1,132				708				5,841				754,665				760,506				28,030				788,536

(In thousands)		Performing (Accruing) Loans
As of December 31, 2018:		30 - 5 9 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Performing Loans				Non-accruing Loans				Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass		$	423				-				-				423				262,435				262,858				-				262,858
Special mention			-				-				958				958				2,673				3,631				-				3,631
Substandard			170				-				-				170				4,754				4,924				3,525				8,449
			593				-				958				1,551				269,862				271,413				3,525				274,938
Residential Real Estate:
Pass			637				817				-				1,454				151,509				152,963				-				152,963
Special mention			-				-				-				-				850				850				-				850
Substandard			-				-				-				-				1,481				1,481				2,006				3,487
			637				817				-				1,454				153,840				155,294				2,006				157,300
Commercial and Industrial:
Pass			150				853				234				1,237				180,293				181,530				-				181,530
Special mention			-				-				101				101				2,378				2,479				-				2,479
Substandard			-				-				-				-				3,162				3,162				4,681				7,843
			150				853				335				1,338				185,833				187,171				4,681				191,852
Consumer and Other:
Pass			20				-				23				43				94,352				94,395				-				94,395
Substandard			-				-				-				-				-				-				174				174
			20				-				23				43				94,352				94,395				174				94,569
Construction:
Pass			-				1,000				-				1,000				36,240				37,240				-				37,240
Substandard			-				-				-				-				-				-				8,800				8,800
			-				1,000				-				1,000				36,240				37,240				8,800				46,040
Construction to Permanent - CRE:
Pass			-				-				-				-				15,677				15,677				-				15,677
			-				-				-				-				15,677				15,677				-				15,677
Total		$	1,400				2,670				1,316				5,386				755,804				761,190				19,186				780,376
Loans receivable, gross:
Pass		$	1,230				2,670				257				4,157				740,506				744,663				-				744,663
Special mention			-				-				1,059				1,059				5,901				6,960				-				6,960
Substandard			170				-				-				170				9,397				9,567				19,186				28,753
Loans receivable, gross		$	1,400				2,670				1,316				5,386				755,804				761,190				19,186				780,376

Financing Receivable, Nonaccrual [Table Text Block]

(In thousands)		Non-accruing Loans
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Current				Total Non-accruing Loans
As of March 31, 2019:
Loan portfolio segment:
Commercial Real Estate:
Substandard		$	-				-				1,011				1,011				9,942				10,953
Residential Real Estate:
Substandard			60				-				2,843				2,903				570				3,473
Commercial and Industrial:
Substandard			-				-				3,913				3,913				719				4,632
Consumer and Other:
Substandard			-				102				70				172				-				172
Construction:
Substandard			-				-				-				-				8,800				8,800
Total non-accruing loans		$	60				102				7,837				7,999				20,031				28,030
As of December 31, 2018:
Loan portfolio segment:
Commercial Real Estate:
Substandard		$	1,580				-				1,945				3,525				-				3,525
Residential Real Estate:
Substandard			-				-				2,006				2,006				-				2,006
Commercial and Industrial:
Substandard			-				15				3,941				3,956				725				4,681
Consumer and Other:
Substandard			-				86				11				97				77				174
Construction:
Substandard			-				-				8,800				8,800				-				8,800
Total non-accruing loans		$	1,580				101				16,703				18,384				802				19,186

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(In thousands)		March 31, 2019								December 31, 2018
Loan portfolio segment:		Number of Contracts				Recorded Investment				Number of Contracts				Recorded Investment
Commercial Real Estate			2			$	1,073				2			$	1,081
Residential Real Estate			1				292				1				296
Consumer and Other			2				690				2				689
Construction			1				8,800				-				-
Total TDR Loans			6				10,855				5				2,066
Less:
TDRs included in non-accrual loans			1				(8,800	)			-				-
Total accrual TDR Loans			5			$	2,055				5			$	2,066

Impaired Financing Receivables [Table Text Block]

(In thousands)		March 31, 2019												December 31, 2018
		Recorded Investment				Principal Outstanding				Related Allowance				Recorded Investment				Principal Outstanding				Related Allowance
With no related allowance recorded:
Commercial Real Estate		$	12,026				12,145				-				4,606				5,109				-
Residential Real Estate			1,760				1,768				-				670				703				-
Commercial and Industrial			1,589				1,589				-				488				1,281				-
Consumer and Other			861				861				-				827				867				-
Construction			8,800				8,800				-				8,800				8,839				-
			25,036				25,163				-				15,391				16,799				-
With a related allowance recorded:
Commercial Real Estate			-				-				-				-				-				-
Residential Real Estate			2,006				2,006				563				1,632				1,632				216
Commercial and Industrial			3,009				3,009				1,062				4,158				4,208				1,299
Consumer and Other			-				-				-				37				37				30
Construction			-				-				-				-				-				-
			5,015				5,015				1,625				5,827				5,877				1,545
Impaired Loans, Total:
Commercial Real Estate			12,026				12,145				-				4,606				5,109				-
Residential Real Estate			3,766				3,774				563				2,302				2,335				216
Commercial and Industrial			4,598				4,598				1,062				4,646				5,489				1,299
Consumer and Other			861				861				-				864				904				30
Construction			8,800				8,800				-				8,800				8,839				-
Impaired Loans, Total		$	30,051				30,178				1,625				21,218				22,676				1,545

(In thousands)		Three Months Ended March 31,
		2019								2018
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate		$	6,440				13				2,205				25
Residential Real Estate			942				4				3,342				3
Commercial and Industrial			775				-				739				-
Consumer and Other			841				8				691				7
Construction			8,800				150				-				-
			17,798				175				6,977				35
With a related allowance recorded:
Commercial Real Estate			472				-				-				-
Residential Real Estate			2,089				-				-				-
Commercial and Industrial			3,863				-				393				-
Consumer and Other			21				-				2				-
Construction			-				-				-				-
			6,445				-				395				-
Impaired Loans, Total:
Commercial Real Estate			6,912				13				2,205				25
Residential Real Estate			3,031				4				3,342				3
Commercial and Industrial			4,638				-				1,132				-
Consumer and Other			862				8				693				7
Construction			8,800				150				-				-
Impaired Loans, Total		$	24,243				175				7,372				35

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