Note 12 - Regulatory and Operational Matters (Tables)

6 Months Ended

Jun. 30, 2020

(In thousands)	Patriot National Bancorp, Inc.								Patriot Bank, N.A.
	June 30, 2020				December 31, 2019				June 30, 2020				December 31, 2019
	Amount ($)		Ratio (%)		Amount ($)		Ratio (%)		Amount ($)		Ratio (%)		Amount ($)		Ratio (%)
Total Capital (to risk weighted assets):
Actual	$	88,310		10.558	$	90,083		10.510	$	98,941		11.769	$	100,953		11.826
To be Well Capitalized (1)		-		-		-		-		84,069		10.000		85,362		10.000
For capital adequacy with Capital Buffer (2)		-		-		-		-		88,273		10.500		89,630		10.500
For capital adequacy		66,914		8.000		68,573		8.000		67,255		8.000		68,290		8.000

Tier 1 Capital (to risk weighted assets):
Actual		67,846		8.111		69,957		8.161		88,424		10.518		90,827		10.640
To be Well Capitalized (1)		-		-		-		-		67,255		8.000		68,290		8.000
For capital adequacy with Capital Buffer (2)		-		-		-		-		71,459		8.500		72,558		8.500
For capital adequacy		50,186		6.000		51,430		6.000		50,441		6.000		51,217		6.000

Common Equity Tier 1 Capital (to risk weighted assets):
Actual		59,846		7.155		61,957		7.228		88,424		10.518		90,827		10.640
To be Well Capitalized (1)		-		-		-		-		54,645		6.500		55,485		6.500
For capital adequacy with Capital Buffer (2)		-		-		-		-		58,848		7.000		59,753		7.000
For capital adequacy		37,639		4.500		38,572		4.500		37,831		4.500		38,413		4.500

Tier 1 Leverage Capital (to average assets):
Actual		67,846		6.927		69,957		7.148		88,424		9.026		90,827		9.279
To be Well Capitalized (1)		-		-		-		-		48,981		5.000		48,944		5.000
For capital adequacy		39,178		4.000		39,148		4.000		39,185		4.000		39,155		4.000