Note 12 - Regulatory and Operational Matters (Tables)

3 Months Ended

Mar. 31, 2021

(In thousands)	Patriot National Bancorp, Inc.								Patriot Bank, N.A.
	March 31, 2021				December 31, 2020				March 31, 2021				December 31, 2020
	Amount ($)		Ratio (%)		Amount ($)		Ratio (%)		Amount ($)		Ratio (%)		Amount ($)		Ratio (%)
Total Capital (to risk weighted assets):
Actual	$	88,039		11.804	$	87,428		11.132	$	98,538		13.317	$	97,608		12.510
To be Well Capitalized (1)		-		-		-		-		73,994		10.000		78,026		10.000
For capital adequacy with Capital Buffer (2)		-		-		-		-		77,693		10.500		81,927		10.500
For capital adequacy		59,665		8.000		62,827		8.000		59,195		8.000		62,421		8.000

Tier 1 Capital (to risk weighted assets):
Actual		68,703		9.212		67,602		8.608		89,274		12.065		87,844		11.258
To be Well Capitalized (1)		-		-		-		-		59,195		8.000		62,421		8.000
For capital adequacy with Capital Buffer (2)		-		-		-		-		62,895		8.500		66,322		8.500
For capital adequacy		44,749		6.000		47,120		6.000		44,396		6.000		46,815		6.000

Common Equity Tier 1 Capital (to risk weighted assets):
Actual		60,703		8.139		59,602		7.589		89,274		12.065		87,844		11.258
To be Well Capitalized (1)		-		-		-		-		48,096		6.500		50,717		6.500
For capital adequacy with Capital Buffer (2)		-		-		-		-		51,796		7.000		54,618		7.000
For capital adequacy		33,562		4.500		35,340		4.500		33,297		4.500		35,112		4.500

Tier 1 Leverage Capital (to average assets):
Actual		68,703		7.791		67,602		7.539		89,274		10.122		87,844		9.794
To be Well Capitalized (1)		-		-		-		-		79,378		9.000		80,721		9.000
For capital adequacy		35,272		4.000		35,868		4.000		35,279		4.000		35,876		4.000