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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Cash Flows from Operating Activities:    
Net income (loss) $ 854,000 $ (1,072,000)
Adjustments to reconcile net income (loss) to net cash used in operating activities:    
Amortization and accretion of investment premiums and discounts, net 89,000 44,000
Amortization and accretion of purchase loan premiums and discounts 285,000 190,000
Amortization of debt issuance costs 28,000 28,000
Amortization of core deposit intangible 12,000 18,000
Amortization of servicing assets of sold SBA loans 6,000 5,000
Provision for loan losses 804,000
Depreciation and amortization 384,000 392,000
Share-based compensation 34,000 43,000
Decrease (increase) in deferred income taxes 281,000 (390,000)
Originations of SBA loans held for sale (2,805,000) (2,566,000)
Proceeds from sale of SBA loans held for sale 1,006,000 144,000
Gains on sale of SBA loans held for sale, net (94,000) (12,000)
Net gain on sale of other real estate owned (2,000)
Changes in assets and liabilities:    
(Increase) decrease in accrued interest and dividends receivable 350,000 (198,000)
Increase in other assets (1,025,000) (564,000)
Decrease in accrued expenses and other liabilities (237,000) (1,179,000)
Net cash used in operating activities (834,000) (4,313,000)
Cash Flows from Investing Activities:    
Proceeds from maturity or sales on available-for-sale securities 1,886,000
Principal repayments on available-for-sale securities 3,066,000 1,635,000
Purchases of available-for-sale securities (13,901,000)
Redemption of Federal Reserve Bank stock 39,000
Decrease in originated loans receivable, net 69,366,000 11,873,000
Purchases of loans receivable (16,041,000) (19,025,000)
Purchases of premises and equipment (178,000) (3,000)
Proceeds from sale of other real estate owned 692,000
Net cash provided by (used in) investing activities 44,929,000 (5,520,000)
Cash Flows from Financing Activities:    
Increase in deposits, net 7,222,000 33,679,000
Repayments of FHLB borrowings (10,000,000)
Principal repayments of note payable (51,000) (50,000)
Decrease in advances from borrowers for taxes and insurance (1,628,000) (1,044,000)
Net cash provided by financing activities 5,543,000 22,585,000
Net increase in cash and cash equivalents 49,638,000 12,752,000
Cash and cash equivalents at beginning of period 34,636,000 39,404,000
Cash and cash equivalents at end of period 84,274,000 52,156,000
Supplemental Disclosures of Cash Flow Information:    
Cash paid for interest 1,836,000 4,781,000
Cash paid for income taxes, net 47,000 3,000
Non-cash transactions:    
(Decrease) increase in premises and equipment (130,000) 133,000
Reclass of premises and equipment to implementation cost 52,000
Decrease (increase) in accrued expense and other liabilities 78,000 (133,000)
Operating lease right-of-use assets (57,000)
Operating lease liabilities 57,000
Capitalized servicing assets 17,000 2,000
Interest Rate Swap [Member]    
Non-cash transactions:    
Increase in interest rate swaps assets 396,000 601,000
Increase in interest rate swaps liabilities (396,000) (601,000)
SBA Loans [Member]    
Non-cash transactions:    
Transfers of SBA loans held for sale to loans receivable $ 281,000 $ 280,000