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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Cash Flows from Operating Activities:    
Net income (loss) $ 1,876,000 $ (2,350,000)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Amortization and accretion of investment premiums and discounts, net 206,000 85,000
Amortization and accretion of purchase loan premiums and discounts 716,000 399,000
Amortization of debt issuance costs 56,000 56,000
Amortization of core deposit intangible 24,000 37,000
Amortization of servicing assets of sold SBA loans 10,000 9,000
Provision for loan losses 0 1,714,000
Depreciation and amortization 757,000 778,000
Gain on sales of available-for-sale securities (93,000) 0
Share-based compensation 80,000 81,000
Decrease (increase) in deferred income taxes 696,000 (854,000)
Originations of SBA loans held for sale (5,013,000) (2,041,000)
Proceeds from sale of SBA loans held for sale 3,665,000 1,827,000
Gains on sale of SBA loans held for sale, net (352,000) (84,000)
Net gain on sale of other real estate owned (2,000) 0
Noncash employee retention credit (1,991,000) 0
Changes in assets and liabilities:    
Decrease (increase) in accrued interest and dividends receivable 413,000 (2,021,000)
Increase in other assets (412,000) (342,000)
Decrease in accrued expenses and other liabilities (151,000) (1,618,000)
Net cash provided by (used in) operating activities 485,000 (4,324,000)
Cash Flows from Investing Activities:    
Proceeds from maturity or sales on available-for-sale securities 22,788,000 0
Principal repayments on available-for-sale securities 5,361,000 3,521,000
Purchases of available-for-sale securities (81,764,000) (2,659,000)
Redemption of Federal Reserve Bank stock 39,000 0
Redemptions (purchases) of Federal Home Loan Bank stock 318,000 (26,000)
Decrease in originated loans receivable, net 103,336,000 55,573,000
Purchases of loans receivable (44,783,000) (29,017,000)
Purchases of premises and equipment (179,000) (122,000)
Proceeds from sale of other real estate owned 692,000 0
Net cash provided by investing activities 5,808,000 27,270,000
Cash Flows from Financing Activities:    
Increase in deposits, net 75,542,000 13,553,000
Repayments of FHLB borrowings 0 (10,000,000)
Principal repayments of note payable (101,000) (99,000)
(Increase) decrease in advances from borrowers for taxes and insurance (179,000) 92,000
Net cash provided by financing activities 75,262,000 3,546,000
Net increase in cash and cash equivalents 81,555,000 26,492,000
Cash and cash equivalents at beginning of period 34,636,000 39,404,000
Cash and cash equivalents at end of period 116,191,000 65,896,000
Supplemental Disclosures of Cash Flow Information:    
Cash paid for interest 3,993,000 9,058,000
Cash paid (refund) for income taxes, net 47,000 (196,000)
Non-cash transactions:    
(Decrease) increase in premises and equipment (94,000) 50,000
Reclass of premises and equipment to implementation cost 52,000 0
Decrease (increase) in accrued expense and other liabilities 42,000 (50,000)
Purchases of available-for-sale securities 5,089,000 0
Increase in accrued expense and other liabilities (5,089,000) 0
Operating lease right-of-use assets 0 57,000
Operating lease liabilities 0 (57,000)
Capitalized servicing assets 74,000 29,000
Decrease (increase) in interest rate swaps liabilities 294,000 (665,000)
Increase in interest rate swaps - cash flow hedge 168,000 0
Noncash employee retention credit 1,991,000 (0)
Interest Rate Swap [Member]    
Non-cash transactions:    
(Decrease) increase in interest rate swaps assets (294,000) 665,000
SBA Loans [Member]    
Non-cash transactions:    
Transfers of SBA loans held for sale to loans receivable $ 281,000 $ 8,001,000