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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Cash Flows from Operating Activities:    
Net income $ 2,065,000 $ 1,876,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
(Accretion) amortization of investment (discounts) premiums, net (13,000) 206,000
Amortization and accretion of purchase loan premiums and discounts, net 1,245,000 716,000
Amortization of debt issuance costs 18,000 56,000
Amortization of core deposit intangible 23,000 24,000
Amortization of servicing assets of sold SBA loans 30,000 10,000
Provision for loan losses 275,000 0
Depreciation and amortization 653,000 757,000
Gain on sales of available-for-sale securities 0 (93,000)
Share-based compensation 41,000 80,000
Decrease in deferred income taxes 591,000 696,000
Originations of SBA loans held for sale (11,305,000) (5,013,000)
Proceeds from sale of SBA loans held for sale 7,315,000 3,665,000
Gains on sale of SBA loans held for sale, net (509,000) (352,000)
Net gain on sale and write-down of other real estate owned 0 (2,000)
Changes in assets and liabilities:    
Decrease in accrued interest and dividends receivable 95,000 413,000
Increase in other assets (712,000) (2,403,000)
Decrease in accrued expenses and other liabilities (2,053,000) (151,000)
Net cash (used in) provided by operating activities (2,241,000) 485,000
Cash Flows from Investing Activities:    
Proceeds from maturity or sales on available-for-sale securities 3,600,000 22,788,000
Principal repayments on available-for-sale securities 3,819,000 5,361,000
Purchases of available-for-sale securities (3,039,000) (81,764,000)
Redemptions of Federal Reserve Bank stock 81,000 39,000
(Purchases) redemptions of Federal Home Loan Bank stock (290,000) 318,000
Origination of loans receivable (138,414,000) (59,362,000)
Purchases of loans receivable (98,720,000) (44,783,000)
Payments received on loans receivable 115,960,000 162,698,000
Purchases of premises and equipment (270,000) (179,000)
Proceeds from sale of other real estate owned 0 692,000
Net cash (used in) provided by investing activities (117,273,000) 5,808,000
Cash Flows from Financing Activities:    
Increase in deposits 98,221,000 75,542,000
Increase in FHLB borrowings 10,000,000 0
Principal repayments of note payable (102,000) (101,000)
Decrease (increase) in advances from borrowers for taxes and insurance 1,866,000 (179,000)
Net cash provided by financing activities 109,985,000 75,262,000
Net (decrease) increase in cash and cash equivalents (9,529,000) 81,555,000
Cash and cash equivalents at beginning of period 47,045,000 34,636,000
Cash and cash equivalents at end of period 37,516,000 116,191,000
Supplemental Disclosures of Cash Flow Information:    
Cash paid for interest 3,482,000 3,993,000
Cash paid for income taxes 102,000 47,000
Non-cash transactions:    
Capitalized servicing assets 131,000 74,000
Transfers of loans held for sale to loans receivable 72,000 281,000
Operating lease right-of-use assets 80,000 0
Decrease in interest rate swaps (637,000) (294,000)
Capital raise deferred costs 1,094,000 0
Purchases of available-for-sale securities 0 5,089,000
Decrease in premises and equipment 0 (94,000)
Reclass of premises and equipment to implementation cost 0 52,000
Decrease in accrued expense and other liabilities 0 (42,000)
Cash Flow Hedging [Member]    
Non-cash transactions:    
Decrease in interest rate swaps $ 0 $ 168,000