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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Cash Flows from Operating Activities:    
Net income $ 4,391,000 $ 3,199,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
(Accretion) amortization of investment (discounts) premiums, net (12,000) 253,000
Amortization and accretion of purchase loan premiums and discounts, net 2,002,000 1,388,000
Amortization of debt issuance costs 27,000 83,000
Amortization of core deposit intangible 35,000 35,000
Amortization of servicing assets of sold SBA loans 66,000 15,000
Provision (credit) for loan losses 475,000 (300,000)
Depreciation and amortization 981,000 1,135,000
Gain on sales of available-for-sale securities 0 (119,000)
Share-based compensation 63,000 110,000
Decrease in deferred income taxes 885,000 1,083,000
Originations of SBA loans held for sale (15,718,000) (6,505,000)
Proceeds from sale of SBA loans held for sale 10,516,000 3,665,000
Gains on sale of SBA loans held for sale, net (691,000) (352,000)
Net gain on sale and write-down of other real estate owned 0 (2,000)
Changes in assets and liabilities:    
(Increase) decrease in accrued interest and dividends receivable (682,000) 434,000
Increase in other assets (325,000) (1,833,000)
(Decrease) increase in accrued expenses and other liabilities (2,394,000) 1,516,000
Net cash (used in) provided by operating activities (381,000) 3,805,000
Cash Flows from Investing Activities:    
Proceeds from maturity or sales on available-for-sale securities 3,600,000 53,706,000
Principal repayments on available-for-sale securities 5,575,000 7,686,000
Purchases of available-for-sale securities (19,329,000) (136,134,000)
Redemptions (purchases) of Federal Reserve Bank stock 172,000 (60,000)
Purchases of Federal Home Loan Bank stock (1,290,000) (506,000)
Origination of loans receivable (159,125,000) (117,233,000)
Purchases of loans receivable (125,765,000) (80,201,000)
Payments received on loans receivable 159,164,000 211,690,000
Purchases of premises and equipment (322,000) (364,000)
Proceeds from sale of other real estate owned 0 1,908,000
Net cash used in investing activities (137,320,000) (59,508,000)
Cash Flows from Financing Activities:    
Increase in deposits 85,833,000 49,017,000
Increase in FHLB borrowings 35,000,000 20,000,000
Principal repayments of note payable (154,000) (152,000)
Increase (decrease) in advances from borrowers for taxes and insurance 1,161,000 (1,533,000)
Net cash provided by financing activities 121,840,000 67,332,000
Net (decrease) increase in cash and cash equivalents (15,861,000) 11,629,000
Cash and cash equivalents at beginning of period 47,045,000 34,636,000
Cash and cash equivalents at end of period 31,184,000 46,265,000
Supplemental Disclosures of Cash Flow Information:    
Cash paid for interest 5,950,000 5,306,000
Cash paid for income taxes 103,000 47,000
Non-cash transactions:    
Capitalized servicing assets 188,000 74,000
Transfers of loans held for sale to loans receivable 274,000 281,000
Operating lease right-of-use assets 80,000 0
Decrease in interest rate swaps (509,000) (370,000)
Capital raise deferred costs 1,177,000 0
Decrease in premises and equipment 0 (119,000)
Reclass of premises and equipment to implementation cost 0 52,000
Decrease in accrued expense and other liabilities $ 0 $ 67,000