XML 62 R48.htm IDEA: XBRL DOCUMENT
v3.24.1

Regulatory and Operational Matters (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2023
Regulatory Capital Requirements under Banking Regulations [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The Company and Bank’s regulatory capital amounts and ratios at December 31, 2023 are summarized as follows:
|  | December 31, 2023
|  | Patriot National Bancorp, Inc. |  | Patriot Bank, N.A.
(Dollar amounts in thousands) |  | Amount |  | Ratio |  | Amount |  | Ratio
Total Capital (to risk weighted assets): |  |  |  |  |  |  |  |
Actual |  | $ | 89,727 |  |  | 10.00 | % |  | $ | 100,683 |  |  | 11.22 | %
To be Well Capitalized |  | — |  |  | — |  |  | 89,732 |  |  | 10.00 | %
For capital adequacy with Capital Buffer | (1) | — |  |  | — |  |  | 94,218 |  |  | 10.50 | %
For capital adequacy | (2) | 71,788 |  |  | 8.00 | % |  | 71,785 |  |  | 8.00 | %
Tier 1 Capital (to risk weighted assets): |  |  |  |  |  |  |  |
Actual |  | 73,282 |  |  | 8.17 | % |  | 94,238 |  |  | 10.50 | %
To be Well Capitalized | (1) | — |  |  | — |  |  | 71,785 |  |  | 8.00 | %
For capital adequacy with Capital Buffer | (2) | — |  |  | — |  |  | 76,272 |  |  | 8.50 | %
For capital adequacy |  | — |  |  | 6.00 | % |  | 53,839 |  |  | 6.00 | %
Common Equity Tier 1 Capital (to risk weighted assets): |  |  |  |  |  |  |  |
Actual |  | 65,282 |  |  | 7.27 | % |  | 94,238 |  |  | 10.50 | %
To be Well Capitalized | (1) | — |  |  | — |  |  | 58,325 |  |  | 6.50 | %
For capital adequacy with Capital Buffer | (2) | — |  |  | — |  |  | 62,812 |  |  | 7.00 | %
For capital adequacy |  | — |  |  | 4.50 | % |  | 40,379 |  |  | 4.50 | %
Tier 1 Leverage Capital (to average assets): |  |  |  |  |  |  |  |
Actual |  | 73,282 |  |  | 6.76 | % |  | 94,238 |  |  | 8.70 | %
To be Well Capitalized | (1) | — |  |  | — |  |  | 54,170 |  |  | 5.00 | %
For capital adequacy |  | — |  |  | 4.00 | % |  | 43,336 |  |  | 4.00 | %
(1) Designation as "Well Capitalized" does not apply to bank holding companies - the Company. Such categorization of capital adequacy only applies to insured depository institutions - the Bank. (2) The Capital Conservation Buffer implemented by the FDIC began to be phased in beginning January 1, 2016. It was not applicable to periods prior to that date and does not apply to bank holding companies - the Company. The Bank’s Community Bank Leverage Ratio regulatory capital amounts and ratios at December 31, 2022 are summarized as follows:
|  |  | December 31, 2022 |
Patriot Bank, N.A. |  |  |  |  | Amount |  | Ratio |
Tier 1 Leverage Capital (to average assets): |  |  |  |  |  |  |  |
Actual |  |  |  |  | $ | 100,267 |  |  | 9.27 | % |
To be Well Capitalized |  |  |  |  | 97,388 |  |  | 9.00 | % | (3)
(3) Leverage Capital Ratio greater than 9% is considered well-capitalized under the CBLR Framework. Designation as "Well Capitalized" does not apply to bank holding companies - the Company. Such categorization of capital adequacy only applies to insured depository institutions - the Bank.

X
- Definition Regulatory Capital Requirements under Banking Regulations + References No definition available. + Details
Name: | pnbk_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract
Namespace Prefix: | pnbk_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration