Regulatory and Operational Matters (Tables)

12 Months Ended

Dec. 31, 2023

Regulatory Capital Requirements under Banking Regulations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The Company and Bank’s regulatory capital amounts and ratios at December 31, 2023 are summarized as follows:


		December 31, 2023
		Patriot National Bancorp, Inc.				Patriot Bank, N.A.
(Dollar amounts in thousands)		Amount		Ratio		Amount		Ratio
Total Capital (to risk weighted assets):
Actual		$	89,727	10.00	%	$	100,683	11.22	%
To be Well Capitalized		—		—		89,732		10.00	%
For capital adequacy with Capital Buffer	(1)	—		—		94,218		10.50	%
For capital adequacy	(2)	71,788		8.00	%	71,785		8.00	%

Tier 1 Capital (to risk weighted assets):
Actual		73,282		8.17	%	94,238		10.50	%
To be Well Capitalized	(1)	—		—		71,785		8.00	%
For capital adequacy with Capital Buffer	(2)	—		—		76,272		8.50	%
For capital adequacy		—		6.00	%	53,839		6.00	%

Common Equity Tier 1 Capital (to risk weighted assets):
Actual		65,282		7.27	%	94,238		10.50	%
To be Well Capitalized	(1)	—		—		58,325		6.50	%
For capital adequacy with Capital Buffer	(2)	—		—		62,812		7.00	%
For capital adequacy		—		4.50	%	40,379		4.50	%

Tier 1 Leverage Capital (to average assets):
Actual		73,282		6.76	%	94,238		8.70	%
To be Well Capitalized	(1)	—		—		54,170		5.00	%
For capital adequacy		—		4.00	%	43,336		4.00	%

(1) Designation as "Well Capitalized" does not apply to bank holding companies - the Company. Such categorization of capital adequacy only applies to insured depository institutions - the Bank.

(2) The Capital Conservation Buffer implemented by the FDIC began to be phased in beginning January 1, 2016. It was not applicable to periods prior to that date and does not apply to bank holding companies - the Company.

The Bank’s Community Bank Leverage Ratio regulatory capital amounts and ratios at December 31, 2022 are summarized as follows:



	December 31, 2022
Patriot Bank, N.A.		Amount		Ratio
Tier 1 Leverage Capital (to average assets):
Actual		$	100,267	9.27	%
To be Well Capitalized		97,388		9.00	%	(3)

(3) Leverage Capital Ratio greater than 9% is considered well-capitalized under the CBLR Framework.

Designation as "Well Capitalized" does not apply to bank holding companies - the Company. Such categorization of capital adequacy only applies to insured depository institutions - the Bank.