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v3.25.1

Loans Receivable and Allowance for Credit Losses - Narrative (Details) | 3 Months Ended |  |  |
--- | --- | --- | --- | ---
Mar. 31, 2025 USD ($) loan | Mar. 31, 2024 USD ($) loan | Dec. 31, 2024 USD ($) | Oct. 01, 2021 | Jan. 01, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | $ 674,209,000 |  | $ 707,472,000 |  |
Loans purchased | $ 86,000 | $ 47,000 |  |  |
Maximum period of credit extension | 18 months |  |  |  |
Loans receivable, term to reset to FHLB rate | 5 years |  |  |  |
Period for charged off of open-end credits | 180 days |  |  |  |
Period for charged off of close-end credits | 120 days |  |  |  |
Maximum period for charged off of consumer installment loans | 120 days |  |  |  |
Maximum period for charge off, open ended consumer credit | 180 days |  |  |  |
Interest lost on nonaccrual loans | $ 1,200,000 | $ 573,000 |  |  |
Threshold amount for nonaccrual and substandard loans evaluation | $ 100,000 |  |  |  |
Discount to appraisal value | 5.80% |  |  |  |
Discount of appraisal value, selling costs | 8.00% |  |  |  |
Number of contract modifications | loan | 0 | 0 |  |  |
Unfunded Loan Commitment |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Allowance for credit loss | $ 159,000 |  | 182,000 |  |
Business Activities Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 674,209,000 |  | 707,472,000 |  |
Business Activities Loans | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 644,503,000 |  | 681,601,000 |  |
Business Activities Loans | 90 Days or Greater Past Due | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | $ 0 |  | 0 |  |
SBA Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Percentage of principal balance guaranteed | 75.00% |  |  | 75.00% | 90.00%
Loans receivable, gross | $ 27,600,000 |  | 29,900,000 |  |
Syndicated and Leveraged Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 5,700,000 |  | 5,700,000 |  |
Non-Accrual Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Interest lost on nonaccrual loans | $ 18,000 | $ 20,000 |  |  |
Commercial Real Estate |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Maximum percentage of credit extension based on market value of collateral | 75.00% |  |  |  |
Loans receivable, gross | $ 401,403,000 |  | 419,489,000 |  |
Loans purchased | 0 | 0 |  |  |
Commercial Real Estate | Business Activities Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 401,403,000 |  | 419,489,000 |  |
Commercial Real Estate | Business Activities Loans | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 377,695,000 |  | 400,155,000 |  |
Commercial Real Estate | Business Activities Loans | 90 Days or Greater Past Due | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | $ 0 |  | 0 |  |
Multi-family Real Estate |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Maximum percentage of credit extension based on market value of collateral | 80.00% |  |  |  |
Construction |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Percentage of maximum loan to value | 75.00% |  |  |  |
Loans receivable, gross | $ 3,823,000 |  | 3,830,000 |  |
Construction | Business Activities Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 3,823,000 |  | 3,830,000 |  |
Construction | Business Activities Loans | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 3,823,000 |  | 3,830,000 |  |
Construction | Business Activities Loans | 90 Days or Greater Past Due | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 0 |  | 0 |  |
Residential Real Estate |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 90,753,000 |  | 92,215,000 |  |
Loans purchased | 86,000 | 47,000 |  |  |
Residential Real Estate | Business Activities Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 90,753,000 |  | 92,215,000 |  |
Residential Real Estate | Business Activities Loans | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 90,753,000 |  | 92,106,000 |  |
Residential Real Estate | Business Activities Loans | 90 Days or Greater Past Due | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 0 |  | 0 |  |
Consumer and Other |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 53,498,000 |  | 59,973,000 |  |
Consumer and Other | Business Activities Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 53,498,000 |  | 59,973,000 |  |
Consumer and Other | Business Activities Loans | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 52,794,000 |  | 59,243,000 |  |
Consumer and Other | Business Activities Loans | 90 Days or Greater Past Due | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | $ 0 |  | 0 |  |
Consumer and Other | Minimum |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable term | 2 years |  |  |  |
Consumer and Other | Maximum |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable term | 5 years |  |  |  |
Consumer and Other | Unsecured Consumer Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | $ 16,100,000 |  | 20,700,000 |  |
Consumer and Other | Unsecured Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans purchased | 0 | 0 |  |  |
Consumer and Other | Home equity lines of credit |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans purchased | 0 | $ 0 |  |  |
Construction to Permanent - CRE |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 2,357,000 |  | 2,357,000 |  |
Construction to Permanent - CRE | Business Activities Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 2,357,000 |  | 2,357,000 |  |
Construction to Permanent - CRE | Business Activities Loans | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | 0 |  | 0 |  |
Construction to Permanent - CRE | Business Activities Loans | 90 Days or Greater Past Due | Performing (Accruing) Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable, gross | $ 0 |  | $ 0 |  |
Construction to Permanent - CRE | Minimum |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable term | 20 years |  |  |  |
Construction to Permanent - CRE | Maximum |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans receivable term | 25 years |  |  |  |

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