<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Fri May 16 21:29:18 UTC 2025 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <loc xlink:type="locator" xlink:label="pnbk_DavidLoweryMember" xlink:href="pnbk-20250516.xsd#pnbk_DavidLoweryMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="pnbk_DavidLoweryMember_lbl" xml:lang="en-US">David Lowery [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="pnbk_DavidLoweryMember" xlink:to="pnbk_DavidLoweryMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="pnbk_DavidLoweryMember_lbl0" xml:lang="en-US">David Lowery.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="pnbk_DavidLoweryMember" xlink:to="pnbk_DavidLoweryMember_lbl0"/>
    <loc xlink:type="locator" xlink:label="pnbk_RobertGRussellMember" xlink:href="pnbk-20250516.xsd#pnbk_RobertGRussellMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="pnbk_RobertGRussellMember_lbl" xml:lang="en-US">Robert G. Russell [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="pnbk_RobertGRussellMember" xlink:to="pnbk_RobertGRussellMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="pnbk_RobertGRussellMember_lbl0" xml:lang="en-US">Robert G. Russell.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="pnbk_RobertGRussellMember" xlink:to="pnbk_RobertGRussellMember_lbl0"/>
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</linkbase>
