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Condensed Consolidated Statements of Operations (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Loans        
Taxable $ 6,170,234 $ 6,749,644 $ 12,022,601 $ 13,161,226
Nontaxable 14,930 17,381 26,424 36,296
Securities        
Taxable 566,609 380,586 1,177,133 1,082,841
Nontaxable 301,556 382,889 637,525 701,952
Other 3 (31,261) 86 187
Total interest income 7,053,332 7,499,239 13,863,769 14,982,502
Interest expense        
Deposits 1,010,170 1,285,833 2,059,563 2,660,124
Other borrowings 24,457 30,695 49,086 68,778
Repurchase Agreements 344,215 432,658 769,734 859,625
Federal Home Loan Bank advances 113,379 289,008 246,395 641,825
Trust preferred securities 347,713 403,024 692,291 789,648
Total interest expense 1,839,934 2,441,218 3,817,069 5,020,000
Net interest income 5,213,398 5,058,021 10,046,700 9,962,502
Provision for loan losses 898,440 6,498,710 1,397,280 7,890,143
Net interest income after provision for loan losses 4,314,958 (1,440,689) 8,649,420 2,072,359
Noninterest income        
Data service fees 1,303,658 2,608,769 2,215,912 6,638,175
Trust fees 669,161 590,697 1,364,482 1,233,483
Customer service fees 640,151 614,944 1,221,093 1,202,345
Gain on sale of mortgage loans and OMSR's 565,049 576,720 990,179 1,218,112
Mortgage loan servicing fees, net (1,841) (73,356) 139,611 31,990
Gain on sale of non-mortgage loans 37,644 32,328 80,423 107,949
Net realized gain (loss) on sales of securities 1,871,387 0 1,871,387 451,474
Investment securities recoveries 0 0 0 73,774
Loss on sale or disposal of assets (160,453) (1,429) (260,662) (30,081)
Other income 172,209 177,597 337,366 350,412
Total non-interest income 5,096,965 4,526,270 7,959,791 11,277,633
Noninterest expense        
Salaries and employee benefits 3,573,103 4,902,735 7,103,209 10,006,275
Net occupancy expense 517,414 566,468 1,101,471 1,152,691
Equipment expense 717,826 2,385,561 1,428,877 4,550,662
FDIC Insurance expense 253,939 197,913 571,578 416,816
Software impairment expense 0 4,323,696 0 4,892,231
Data processing fees 191,801 229,478 335,545 424,264
Professional fees 576,752 561,209 1,050,288 1,204,019
Marketing expense 89,892 112,625 145,868 190,226
Printing and office supplies 118,516 97,326 194,664 258,428
Telephone and communication 143,366 339,341 300,006 725,547
Postage and delivery expense 258,621 456,430 602,930 1,026,863
State, local and other taxes 133,988 (156,595) 277,556 (35,556)
Employee expense 171,801 227,304 267,685 507,229
Other intangible amortization expense 197,212 200,134 394,424 400,268
OREO impairment 0 215,000 0 215,000
Other expenses 1,454,047 1,246,419 1,683,868 1,730,116
Total non-interest expense 8,398,278 15,905,044 15,457,969 27,665,079
Income (loss) before income tax expense 1,013,645 (12,819,463) 1,151,242 (14,315,087)
Income tax expense (benefit) 236,852 (4,612,572) 363,524 (5,260,258)
Net income (loss) $ 776,793 $ (8,206,891) $ 787,718 $ (9,054,829)
Common share data:        
Basic earnings (loss) per common share (in dollars per share) $ 0.16 $ (1.69) $ 0.16 $ (1.86)
Diluted earnings (loss) per common share (in dollars per share) $ 0.16 $ (1.69) $ 0.16 $ (1.86)