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Interest-Bearing Time Deposits | 12 Months Ended
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Dec. 31, 2011
Interest Bearing Time Deposits Disclosure [Abstract] |
Interest Bearing Time Deposits Disclosure [Text Block] | Note 9: Interest-Bearing Time Deposits Interest-bearing time deposits in denominations of $100,000 or more were $99,861,000 on December 31, 2011, and $86,100,000 on December 31, 2010. Certificates of Deposit obtained from brokers totaled approximately $5,930,000 and $5,930,000 at December 31, 2011 and 2010, respectively, and mature between 2013 and 2015. At December 31, 2011, the scheduled maturities of time deposits were as follows:
2012 |  |  | $ | 118,906,795 |
2013 |  |  |  | 43,873,606 |
2014 |  |  |  | 31,822,774 |
2015 |  |  |  | 14,334,890 |
2016 |  |  |  | 10,367,688 |
Thereafter |  |  |  | 2,141,305 |
|  |  | $ | 221,447,059 |
Included in time deposits at December 31, 2011 and 2010 were $37,811,000 and $34,799,000, respectively, of deposits which were obtained through the Certificate of Deposit Account Registry Service (CDARS). This service allows deposit customers to maintain fully insured balances in excess of the $250,000 FDIC limit without the inconvenience of having multi-banking relationships. Under the reciprocal program that the Company is currently participating in, customers agree to allow the Company to place their deposits with other participating banks in the CDARS program in insurable amounts under $250,000. In exchange, other banks in the program agree to place their deposits with the Company also in insurable amounts under $250,000.

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- Definition The entire disclosure for interest bearing time deposits during the period. + References No definition available. + Details
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