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Federal Home Loan Bank Advances

12 Months Ended

Dec. 31, 2011

Banking and Thrift [Abstract]

Federal Home Loan Bank Advances, Disclosure [Text Block]

Note 12:     Federal Home Loan Bank Advances

The Federal Home Loan Bank advances were secured by $55,031,770 in balances from mortgage loans at December 31, 2011. Advances, at interest rates from 1.07 to 3.26 percent, are subject to restrictions or penalties in the event of prepayment.

Aggregate annual maturities of Federal Home Loan Bank advances at December 31, 2011, were:

		Debt
2012		$	275,866
2013			1,500,000
2014			8,500,000
2015			0
2016			2,500,000
Total		$	12,775,866

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The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.

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