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Consolidated Statements of Operations (USD $)
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest Income      
Taxable $ 24,444,643 $ 25,838,773 $ 27,272,465
Tax-exempt 74,697 62,721 91,294
Securities      
Taxable 2,010,014 2,266,719 4,082,639
Tax-exempt 978,886 1,395,143 1,063,190
Other 740 260 81,562
Total interest income 27,508,980 29,563,616 32,591,150
Interest Expense      
Deposits 3,981,876 5,123,015 6,525,942
Notes payable 96,135 116,198 132,116
Repurchase Agreements 912,047 1,731,227 1,733,668
Federal funds purchased 58 3,990 2,827
Federal Home Loan Bank advances 402,251 1,093,659 1,624,700
Trust preferred securities 1,405,714 1,533,806 1,573,293
Total interest expense 6,798,081 9,601,895 11,592,546
Net Interest Income 20,710,899 19,961,721 20,998,604
Provision for Loan Losses      
Provision for loan losses - Bank Only 1,993,688 7,587,603 5,738,098
Provision for loan losses - RDSI 0 3,000,000 0
Total provision for loan losses 1,993,688 10,587,603 5,738,098
Net Interest Income After Provision for Loan Losses 18,717,211 9,374,118 15,260,506
Non-interest Income      
Data service fees 3,629,589 9,736,416 18,859,701
Trust fees 2,616,494 2,547,699 2,508,723
Customer service fees 2,531,363 2,460,733 2,607,985
Gain on sale of mortgage loans and OMSR's 3,620,101 4,493,671 3,213,089
Mortgage loan servicing fees, net (969,524) 276,568 83,959
Gain on sale of non-mortgage loans 207,634 307,141 141,565
Net gains on sales of securities 1,871,387 450,885 960,320
Investment securities recoveries 0 73,774 0
Loss on sale of assets (333,288) (199,903) (134,732)
Other 683,619 671,839 1,063,987
Total non-interest income 13,857,375 20,818,823 29,304,597
Non-interest Expense      
Salaries and employee benefits 14,174,020 17,932,196 21,034,671
Net occupancy expense 2,112,716 2,100,958 2,227,452
FDIC Insurance Expense 908,310 1,137,615 1,131,550
Equipment expense 2,827,192 6,433,537 7,463,352
Fixed asset and software impairment expense 608,585 4,892,231 0
Data processing fees 624,522 743,538 609,876
Professional fees 1,920,263 2,545,552 2,891,607
Marketing expense 327,803 455,967 857,727
Printing and office supplies 332,808 453,702 601,626
Telephone and communications 580,376 1,191,497 1,622,077
Postage and delivery expense 1,098,634 1,748,545 2,079,463
Insurance expense 88,377 71,791 91,086
Employee expense 524,433 818,375 1,151,438
Other intangible amortization expense 736,583 800,747 858,423
Goodwill impairment 380,748 4,680,960 0
Other intangibles impairment 0 1,591,844 0
FHLB/Repo, prepayment penalty 1,083,106 0 0
OREO impairment 214,200 971,517 0
State, local and other taxes 457,026 543,673 724,546
Other 1,252,956 3,194,201 1,498,106
Total non-interest expense 30,252,658 52,308,446 44,843,000
Income (Loss) Before Income Tax 2,321,928 (22,115,505) (277,897)
Provision (Credit) for Income Taxes 658,029 (6,502,295) (660,388)
Net Income (Loss) $ 1,663,899 $ (15,613,210) $ 382,491
Basic Earnings (Loss) Per Share (in dollars per share) $ 0.34 $ (3.21) $ 0.07
Diluted Earnings (Loss) Per Share (in dollars per share) $ 0.34 $ (3.21) $ 0.07