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Consolidated Statements of Cash Flows (USD $)
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Operating Activities      
Net Income (Loss) $ 1,663,899 $ (15,613,210) $ 382,491
Items not requiring (providing) cash      
Depreciation and amortization 1,782,675 4,007,624 4,473,367
Provision for loan losses 1,993,688 10,587,603 5,738,098
Expense of share-based compensation plan 87,976 49,164 143,261
Amortization of premiums and discounts on securities 1,603,739 1,546,843 608,534
Amortization of intangible assets 736,582 800,537 858,423
Amortization of Originated Mortgage Servicing Rights 744,575 483,822 305,489
Deferred income taxes 658,028 (5,857,134) (1,008,042)
Proceeds from sale of loans held for sale 199,627,788 240,632,657 219,243,608
Originations of loans held for sale (193,475,484) (228,029,465) (228,922,103)
Gain from sale of loans (3,827,735) (4,800,812) (3,354,654)
Loss on sale of foreclosed assets 333,288 201,934 102,713
(Gain) loss on sales of fixed assets (9,300) (2,031) 32,019
Net realized gains on available-for-sale securities (1,871,387) (450,885) (960,320)
Software and fixed asset impairment 608,585 4,892,231 0
OREO impairment 214,200 971,517 0
Goodwill Impairment 380,748 4,680,960 0
Originated Mortgage Servicing Rights Impairment 1,118,660 (85,000) 85,000
Other intangible impairment 0 1,591,844 0
Changes in      
Interest receivable 433,643 255,903 639,795
Other assets 1,186,115 2,216,436 (5,802,784)
Interest payable and other liabilities 922,073 (1,224,705) 251,756
Net cash provided by (used in) operating activities 14,912,356 16,855,833 (7,183,349)
Investing Activities      
Purchases of available-for-sale securities (52,227,133) (76,637,203) (67,881,565)
Proceeds from maturities of available-for-sale securities 29,182,948 37,686,088 40,839,927
Proceeds from sales of available-for-sale securities 44,331,997 9,995,135 27,081,457
Net change in loans (19,732,959) 11,081,255 (7,721,644)
Purchase of premises, equipment and software (679,668) (2,146,254) (3,406,256)
Proceeds from sales of premises, equipment and software 9,300 (63,188) 57,567
Proceeds from sale of bank owned life insurance 1,353,762 0 0
Proceeds from sale of foreclosed assets 1,668,378 1,958,804 987,208
Purchase of FHLB stock 0 0 (204,150)
Proceeds from the sale of Fed stock 63,150 0 0
Proceeds for the sale of FHLB stock 0 0 700,000
Net cash provided by (used in) investing activities 3,969,775 (18,125,363) (9,547,456)
Financing Activities      
Net increase (decrease) in demand deposits, money market, interest checking and savings accounts (3,434,564) 26,067,145 32,730,724
Net increase (decrease) in certificates of deposit 6,521,547 (1,631,555) (25,709,156)
Net increase (decrease) in securities sold under agreements to repurchase (27,006,732) (1,257,567) 3,616,842
Net increase (decrease) in federal funds purchased 0 (5,000,000) 5,000,000
Proceeds from Federal Home Loan Bank advances 23,000,000 0 7,500,000
Repayment of Federal Home Loan Bank advances (33,031,485) (12,459,160) (8,880,344)
Proceeds from notes payable 0 1,700,000 2,700,000
Net change in short term line of credit 0 0 (1,000,000)
Repayment of notes payable (502,348) (556,305) (553,224)
Purchase of treasury stock 0 0 (156,291)
Dividends paid 0 0 (1,752,493)
Net cash provided by (used in) financing activities (34,453,582) 6,862,558 13,496,058
Increase (Decrease) in Cash and Cash Equivalents (15,571,451) 5,593,028 (3,234,747)
Cash and Cash Equivalents, Beginning of Year 30,417,813 24,824,785 28,059,532
Cash and Cash Equivalents, End of Year 14,846,362 30,417,813 24,824,785
Supplemental Cash Flows Information      
Interest paid 5,816,127 9,137,829 12,050,867
Income taxes paid (refunded) (687,831) (1,054,236) (71,000)
Transfer of loans to foreclosed assets 2,498,677 5,149,182 1,547,599
Sale and financing of foreclosed assets $ 0 $ 2,249,532 $ 0