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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Operating Activities    
Net Income $ 972 $ 11
Items not requiring (providing) cash    
Depreciation and amortization 334 454
Provision for loan losses 450 499
Expense of share-based compensation plan 15 23
Amortization of premiums and discounts on securities 368 432
Amortization of intangible assets 157 197
Amortization of originated mortgage servicing rights 349 71
Deferred income taxes (55) (107)
Proceeds from sale of loans held for sale 62,897 31,865
Originations of loans held for sale (68,331) (28,005)
Gain on sale of loans (1,181) (425)
Loss on sale of foreclosed assets 15 100
Recapture of originated mortgage servicing rights impairment (419) 0
Income from bank owned life insurance (88) (94)
Changes in    
Interest receivable (167) (295)
Other assets 665 400
Interest payable and other liabilities (68) (359)
Net cash provided by (used in) operating activities (4,086) 4,768
Investing Activities    
Purchase of available-for-sale securities (11,295) (4,039)
Proceeds from maturities of available-for-sale securities 12,463 5,631
Proceeds from bank owned life insurance 0 1,354
Net change in loans 2,432 4,357
Purchase of premises and equipment and software (771) (119)
Proceeds from sales or disposal of premises and equipment 701 0
Proceeds from sale of foreclosed assets 27 923
Net cash from investing activities 3,557 8,107
Financing Activities    
Net increase (decrease) in demand deposits, money market, interest checking and savings accounts 28,055 (2,319)
Net decrease in certificates of deposit (11,328) (397)
Net (decrease) increase in securities sold under agreements to repurchase (1,008) 3,714
Repayment of Federal Home Loan Bank advances (165) (6,127)
Repayment of notes payable (269) (72)
Net cash provided by (used in) financing activities 15,285 (5,202)
Increase in Cash and Cash Equivalents 14,756 7,673
Cash and Cash Equivalents, Beginning of Year 14,846 30,418
Cash and Cash Equivalents, End of Period 29,602 38,090
Supplemental Cash Flows Information    
Interest Paid 1,020 1,753
Transfer of loans to foreclosed assets $ 14 $ 400