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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) | 6 Months Ended
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Jun. 30, 2012
Receivables [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | Categories of loans at June 30, 2012 and December 31, 2011 include:
($'s in thousands) |  | June 30, |  |  | December 31, |
|  | 2012 |  |  | 2011 |
Commercial |  | $ | 76,042 |  |  | $ | 78,112 |
Commercial real estate |  |  | 199,918 |  |  |  | 187,829 |
Agricultural |  |  | 41,093 |  |  |  | 38,361 |
Residential real estate |  |  | 85,046 |  |  |  | 87,656 |
Home Equity & Consumer |  |  | 50,089 |  |  |  | 50,681 |
Leasing |  |  | 207 |  |  |  | 216 |
Total loans |  |  | 452,395 |  |  |  | 442,855 |
Less |  |  |  |  |  |  |  |
Net deferred loan fees, premiums and discounts |  |  | (285 | ) |  |  | (301 | )
Loans, net of unearned income |  | $ | 452,110 |  |  | $ | 442,554 |
Allowance for loan losses |  | $ | (6,618 | ) |  | $ | (6,529 | )
Schedule of Financing Receivables, Non Accrual Status [Table Text Block] | The following table presents the Company’s nonperforming loans at June 30, 2012 and December 31, 2011.
($'s in thousands) |  | June 30, |  |  | December 31, |
|  | 2012 |  |  | 2011 |
Commercial |  | $ | 1,467 |  |  | $ | 2,393 |
Commercial real estate |  |  | 1,345 |  |  |  | 1,456 |
Agricultural |  |  | - |  |  |  | - |
Residential real estate |  |  | 1,958 |  |  |  | 2,471 |
Home Equity & Consumer |  |  | 545 |  |  |  | 580 |
Leasing |  |  | - |  |  |  | - |
Total nonaccruing loans |  |  | 5,315 |  |  |  | 6,900 |
Accruing Troubled Debt Restructures (TDR's) |  |  | 1,837 |  |  |  | 1,334 |
Total Nonperforming Loans |  | $ | 7,152 |  |  | $ | 8,234
Allowance For Credit Losses On Financing Receivables [Table Text Block] | The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method for the three and six months ended June 30, 2012, for the year ended December 31, 2011, and for the six months ended June 30, 2011.
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
($'s in thousands) |  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
ALLOWANCE FOR LOAN AND LEASE LOSSES
For the Three Months Ended |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
June 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,855 |  |  | $ | 2,913 |  |  | $ | 52 |  |  | $ | 1,000 |  |  | $ | 653 |  |  | $ | 135 |  |  | $ | 1 |  |  | $ | 6,609 |
Charge Offs |  |  | - |  |  |  | (57 | ) |  |  | - |  |  |  | (14 | ) |  |  | (181 | ) |  |  | - |  |  |  | - |  |  |  | (252 | )
Recoveries |  |  | 25 |  |  |  | 19 |  |  |  | - |  |  |  | 11 |  |  |  | 6 |  |  |  | - |  |  |  | - |  |  |  | 61 |
Provision |  |  | (363 | ) |  |  | 145 |  |  |  | 43 |  |  |  | 50 |  |  |  | 324 |  |  |  | 1 |  |  |  | - |  |  |  | 200 |
Ending Balance |  | $ | 1,517 |  |  | $ | 3,020 |  |  | $ | 95 |  |  | $ | 1,047 |  |  | $ | 802 |  |  | $ | 136 |  |  | $ | 1 |  |  | $ | 6,618 |
For the Six Months Ended |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
June 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,914 |  |  | $ | 2,880 |  |  | $ | 51 |  |  | $ | 956 |  |  | $ | 599 |  |  | $ | 139 |  |  | $ | (10 | ) |  | $ | 6,529 |
Charge Offs |  |  | (205 | ) |  |  | (99 | ) |  |  | - |  |  |  | (65 | ) |  |  | (341 | ) |  |  | (16 | ) |  |  | - |  |  |  | (726 | )
Recoveries |  |  | 28 |  |  |  | 42 |  |  |  | 1 |  |  |  | 82 |  |  |  | 8 |  |  |  | 3 |  |  |  | 1 |  |  |  | 165 |
Provision |  |  | (220 | ) |  |  | 197 |  |  |  | 43 |  |  |  | 74 |  |  |  | 536 |  |  |  | 10 |  |  |  | 10 |  |  |  | 650 |
Ending Balance |  | $ | 1,517 |  |  | $ | 3,020 |  |  | $ | 95 |  |  | $ | 1,047 |  |  | $ | 802 |  |  | $ | 136 |  |  | $ | 1 |  |  | $ | 6,618 |
Loans Receivable at June 30, 2012
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 551 |  |  | $ | - |  |  | $ | 1 |  |  | $ | 353 |  |  | $ | 137 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,042 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 966 |  |  | $ | 3,020 |  |  | $ | 94 |  |  | $ | 694 |  |  | $ | 665 |  |  | $ | 136 |  |  | $ | 1 |  |  | $ | 5,576 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 1,296 |  |  | $ | 1,895 |  |  | $ | 3 |  |  | $ | 2,530 |  |  | $ | 511 |  |  | $ | - |  |  | $ | - |  |  | $ | 6,235 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 74,746 |  |  | $ | 198,023 |  |  | $ | 41,090 |  |  | $ | 82,516 |  |  | $ | 49,578 |  |  | $ | 207 |  |  | $ | - |  |  | $ | 446,160 |
ALLOWANCE FOR LOAN AND LEASE LOSSES
For the Three Months Ended |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
June 30, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,766 |  |  | $ | 3,322 |  |  | $ | 18 |  |  | $ | 926 |  |  | $ | 451 |  |  | $ | 108 |  |  | $ | 1 |  |  | $ | 6,593 |
Charge Offs |  |  | (387 | ) |  |  | (1,108 | ) |  |  | - |  |  |  | (63 | ) |  |  | (63 | ) |  |  | 28 |  |  |  | - |  |  |  | (1,593 | )
Recoveries |  |  | 409 |  |  |  | 13 |  |  |  | 1 |  |  |  | 114 |  |  |  | 11 |  |  |  | (3 | ) |  |  | - |  |  |  | 545 |
Provision |  |  | (266 | ) |  |  | 1,217 |  |  |  | 8 |  |  |  | (83 | ) |  |  | 28 |  |  |  | (34 | ) |  |  | 29 |  |  |  | 899 |
Ending Balance |  | $ | 1,522 |  |  | $ | 3,444 |  |  | $ | 27 |  |  | $ | 894 |  |  | $ | 427 |  |  | $ | 99 |  |  | $ | 30 |  |  | $ | 6,444 |
For the Six Months Ended June 30, 2011
Beginning balance |  | $ | 1,723 |  |  | $ | 3,774 |  |  | $ | 16 |  |  | $ | 643 |  |  | $ | 401 |  |  | $ | 128 |  |  | $ | 30 |  |  | $ | 6,715 |
Charge Offs |  |  | (596 | ) |  |  | (1,208 | ) |  |  | - |  |  |  | (166 | ) |  |  | (263 | ) |  |  | 1 |  |  |  | - |  |  |  | (2,232 | )
Recoveries |  |  | 414 |  |  |  | 16 |  |  |  | 2 |  |  |  | 114 |  |  |  | 18 |  |  |  | (1 | ) |  |  | - |  |  |  | 563 |
Provision |  |  | (19 | ) |  |  | 862 |  |  |  | 9 |  |  |  | 303 |  |  |  | 271 |  |  | $ | (29 | ) |  |  | - |  |  |  | 1,397 |
Ending Balance |  | $ | 1,522 |  |  | $ | 3,444 |  |  | $ | 27 |  |  | $ | 894 |  |  | $ | 427 |  |  | $ | 99 |  |  | $ | 30 |  |  | $ | 6,443 |
Loans Receivable at December 31, 2011
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 1,017 |  |  | $ | 19 |  |  | $ | 5 |  |  | $ | 280 |  |  | $ | 212 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,533 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 897 |  |  | $ | 2,861 |  |  | $ | 46 |  |  | $ | 676 |  |  | $ | 387 |  |  | $ | 139 |  |  | $ | (10 | ) |  | $ | 4,996 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 3,283 |  |  | $ | 2,473 |  |  | $ | 5 |  |  | $ | 2,074 |  |  | $ | 543 |  |  | $ | - |  |  | $ | - |  |  | $ | 8,378 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 74,829 |  |  | $ | 185,356 |  |  | $ | 38,356 |  |  | $ | 85,582 |  |  | $ | 50,138 |  |  | $ | 216 |  |  | $ | - |  |  | $ | 434,477 |
Loans Receivable at June 30, 2011
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 700 |  |  | $ | 813 |  |  | $ | - |  |  | $ | 226 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 1,739 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 822 |  |  | $ | 2,631 |  |  | $ | 27 |  |  | $ | 668 |  |  | $ | 427 |  |  | $ | 99 |  |  | $ | 30 |  |  | $ | 4,704 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 2,426 |  |  | $ | 3,187 |  |  | $ | - |  |  | $ | 1,216 |  |  | $ | 389 |  |  | $ | - |  |  | $ | - |  |  | $ | 7,218 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 68,315 |  |  | $ | 178,983 |  |  | $ | 38,454 |  |  | $ | 92,252 |  |  | $ | 48,452 |  |  | $ | 3,877 |  |  | $ | - |  |  | $ | 430,333
Financing Receivable Credit Quality Indicators [Table Text Block] | The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of June 30, 2012 and December 31, 2011 ($’s in thousands).
June 30, 2012 |  |  |  |  |  |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Total |
1-2 |  | $ | 1,086 |  |  | $ | 116 |  |  | $ | 120 |  |  | $ | - |  |  | $ | 2 |  |  | $ | - |  |  | $ | 1,324 |
3 |  |  | 23,656 |  |  |  | 60,773 |  |  |  | 10,254 |  |  |  | 73,912 |  |  |  | 45,416 |  |  |  | 24 |  |  |  | 214,035 |
4 |  |  | 48,358 |  |  |  | 124,422 |  |  |  | 30,665 |  |  |  | 6,604 |  |  |  | 3,585 |  |  |  | 183 |  |  |  | 213,817 |
Total Pass |  |  | 73,100 |  |  |  | 185,311 |  |  |  | 41,039 |  |  |  | 80,516 |  |  |  | 49,003 |  |  |  | 207 |  |  |  | 429,176 |
5 |  |  | 64 |  |  |  | 9,957 |  |  |  | 3 |  |  |  | 1,637 |  |  |  | 232 |  |  |  | - |  |  |  | 11,893 |
6 |  |  | 1,535 |  |  |  | 3,209 |  |  |  | 51 |  |  |  | 819 |  |  |  | 312 |  |  |  | - |  |  |  | 5,926 |
7 |  |  | 1,343 |  |  |  | 1,441 |  |  |  | - |  |  |  | 2,074 |  |  |  | 542 |  |  |  | - |  |  |  | 5,400 |
8 |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 76,042 |  |  | $ | 199,918 |  |  | $ | 41,093 |  |  | $ | 85,046 |  |  | $ | 50,089 |  |  | $ | 207 |  |  | $ | 452,395 |
December 31, 2011 |  |  |  |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Total |
1-2 |  | $ | 909 |  |  | $ | 188 |  |  | $ | 152 |  |  | $ | 1,548 |  |  | $ | 127 |  |  | $ | 140 |  |  | $ | 3,064 |
3 |  |  | 24,375 |  |  |  | 62,506 |  |  |  | 13,203 |  |  |  | 78,122 |  |  |  | 43,814 |  |  |  | - |  |  |  | 222,020 |
4 |  |  | 48,004 |  |  |  | 110,633 |  |  |  | 24,950 |  |  |  | 1,576 |  |  |  | 6,095 |  |  |  | 76 |  |  |  | 191,334 |
Total Pass |  |  | 73,288 |  |  |  | 173,327 |  |  |  | 38,305 |  |  |  | 81,246 |  |  |  | 50,036 |  |  |  | 216 |  |  |  | 416,418 |
5 |  |  | 610 |  |  |  | 9,703 |  |  |  | 5 |  |  |  | 1,666 |  |  |  | 72 |  |  |  | - |  |  |  | 12,056 |
6 |  |  | 2,037 |  |  |  | 3,358 |  |  |  | 51 |  |  |  | 1,834 |  |  |  | 92 |  |  |  | - |  |  |  | 7,372 |
7 |  |  | 2,177 |  |  |  | 1,441 |  |  |  | - |  |  |  | 2,910 |  |  |  | 481 |  |  |  | - |  |  |  | 7,009 |
8 |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 78,112 |  |  | $ | 187,829 |  |  | $ | 38,361 |  |  | $ | 87,656 |  |  | $ | 50,681 |  |  | $ | 216 |  |  | $ | 442,855
Past Due Financing Receivables [Table Text Block] | The following tables present the Company’s loan portfolio aging analysis as of June 30, 2012 and December 31, 2011 ($’s in thousands).
|  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
June 30, 2012 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial |  | $ | 50 |  |  | $ | 199 |  |  | $ | 424 |  |  | $ | 673 |  |  | $ | 75,369 |  |  | $ | 76,042 |
Commercial real estate |  |  | 895 |  |  |  | 281 |  |  |  | 1,345 |  |  |  | 2,521 |  |  |  | 197,397 |  |  |  | 199,918 |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 41,093 |  |  |  | 41,093 |
Residential Real Estate |  |  | 87 |  |  |  | 294 |  |  |  | 753 |  |  |  | 1,134 |  |  |  | 83,912 |  |  |  | 85,046 |
Home Equity & Consumer |  |  | 353 |  |  |  | 5 |  |  |  | 265 |  |  |  | 623 |  |  |  | 49,466 |  |  |  | 50,089 |
Leases |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 207 |  |  |  | 207 |
Loans & Lease |  |  | 1,385 |  |  |  | 779 |  |  |  | 2,787 |  |  |  | 4,951 |  |  |  | 447,444 |  |  |  | 452,395 |
Loans held for Sale |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 10,595 |  |  |  | 10,595 |
Total |  | $ | 1,385 |  |  | $ | 779 |  |  | $ | 2,787 |  |  | $ | 4,951 |  |  | $ | 458,039 |  |  | $ | 462,990 |
|  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
December 31, 2011 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial |  | $ | 58 |  |  | $ | - |  |  | $ | 2,334 |  |  | $ | 2,392 |  |  | $ | 75,720 |  |  | $ | 78,112 |
Commercial real estate |  |  | 67 |  |  |  | - |  |  |  | 1,656 |  |  |  | 1,723 |  |  |  | 186,106 |  |  |  | 187,829 |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 38,361 |  |  |  | 38,361 |
Residential Real Estate |  |  | 412 |  |  |  | 784 |  |  |  | 569 |  |  |  | 1,765 |  |  |  | 85,891 |  |  |  | 87,656 |
Home Equity & Consumer |  |  | 465 |  |  |  | 194 |  |  |  | 505 |  |  |  | 1,164 |  |  |  | 49,517 |  |  |  | 50,681 |
Leases |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 216 |  |  |  | 216 |
Loans & Lease |  |  | 1,002 |  |  |  | 978 |  |  |  | 5,064 |  |  |  | 7,044 |  |  |  | 435,811 |  |  |  | 442,855 |
Loans held for Sale |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,238 |  |  |  | 5,238 |
Total |  | $ | 1,002 |  |  | $ | 978 |  |  | $ | 5,064 |  |  | $ | 7,044 |  |  | $ | 441,049 |  |  | $ | 448,093 |
All loans past due 90 days are systematically placed on nonaccrual status.
Impaired Financing Receivables [Table Text Block] | The following tables present impaired loan information as of and for the six and three months ended June 30, 2012 and 2011, and as of the twelve months ended December 31, 2011:
|  |  |  |  | Unpaid |  |  |  |
June 30, 2012 |  | Recorded |  |  | Principal |  |  | Related |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 348 |  |  | $ | 2,234 |  |  | $ | - |
Commercial Real Estate |  |  | 1,895 |  |  |  | 2,897 |  |  |  | - |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |
Residential |  |  | 904 |  |  |  | 904 |  |  |  | - |
Home Equity Consumer & Other |  |  | 228 |  |  |  | 261 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 870 |  |  |  | 870 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 948 |  |  |  | 949 |  |  |  | 551 |
Commercial Real Estate |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | 3 |  |  |  | 2 |  |  |  | 1 |
Residential |  |  | 1,626 |  |  |  | 1,678 |  |  |  | 353 |
Home Equity Consumer & Other |  |  | 283 |  |  |  | 283 |  |  |  | 137 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 1,296 |  |  | $ | 3,183 |  |  | $ | 551 |
Commercial Real Estate |  | $ | 1,895 |  |  | $ | 2,897 |  |  | $ | - |
Agricultural |  | $ | 3 |  |  | $ | 2 |  |  | $ | 1 |
Residential |  | $ | 2,530 |  |  | $ | 2,582 |  |  | $ | 353 |
Home Equity Consumer & Other |  | $ | 511 |  |  | $ | 544 |  |  | $ | 137 |
All Impaired Loans < $100,000 |  | $ | 870 |  |  | $ | 870 |  |  | $ | - |
|  | Six Months Ended June 30, 2012 |  |  | Three Months Ended June 30, 2012 |
|  | Average |  |  | Interest |  |  | Average |  |  | Interest |
($'s in thousands) |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 2,745 |  |  | $ | - |  |  | $ | 2,330 |  |  | $ | - |
Commercial Real Estate |  |  | 2,934 |  |  |  | 22 |  |  |  | 2,910 |  |  |  | 5 |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential |  |  | 929 |  |  |  | 31 |  |  |  | 926 |  |  |  | 15 |
Home Equity Consumer & Other |  |  | 396 |  |  |  | 7 |  |  |  | 393 |  |  |  | 5 |
All Impaired Loans < $100,000 |  |  | 870 |  |  |  | - |  |  |  | 870 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 950 |  |  |  | 3 |  |  |  | 949 |  |  |  | (1 | )
Commercial Real Estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | 3 |  |  |  | - |  |  |  | 3 |  |  |  | - |
Residential |  |  | 1,668 |  |  |  | 34 |  |  |  | 1,665 |  |  |  | 17 |
Home Equity Consumer & Other |  |  | 292 |  |  |  | 8 |  |  |  | 291 |  |  |  | 4 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 3,695 |  |  | $ | 3 |  |  | $ | 3,279 |  |  | $ | (1 | )
Commercial Real Estate |  | $ | 2,934 |  |  | $ | 22 |  |  | $ | 2,910 |  |  | $ | 5 |
Agricultural |  | $ | 3 |  |  | $ | - |  |  | $ | 3 |  |  | $ | - |
Residential |  | $ | 2,597 |  |  | $ | 65 |  |  | $ | 2,591 |  |  | $ | 32 |
Home Equity Consumer & Other |  | $ | 688 |  |  | $ | 15 |  |  | $ | 684 |  |  | $ | 9 |
All Impaired Loans < $100,000 |  | $ | 870 |  |  | $ | - |  |  | $ | 870 |  |  | $ | - |
|  |  |  |  | Unpaid |  |  |  |
December 31, 2011 |  | Recorded |  |  | Principal |  |  | Related |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 1,206 |  |  | $ | 1,856 |  |  | $ | - |
Commercial Real Estate |  |  | 1,061 |  |  |  | 2,149 |  |  |  | - |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |
Residential |  |  | 581 |  |  |  | 581 |  |  |  | - |
Home Equity Consumer & Other |  |  | 189 |  |  |  | 217 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,065 |  |  |  | 1,065 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 2,077 |  |  |  | 3,787 |  |  |  | 1,017 |
Commercial Real Estate |  |  | 1,412 |  |  |  | 2,827 |  |  |  | 19 |
Agricultural |  |  | 5 |  |  |  | 5 |  |  |  | 5 |
Residential |  |  | 1,493 |  |  |  | 1,596 |  |  |  | 280 |
Home Equity Consumer & Other |  |  | 354 |  |  |  | 354 |  |  |  | 212 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 3,283 |  |  | $ | 5,643 |  |  | $ | 1,017 |
Commercial Real Estate |  | $ | 2,473 |  |  | $ | 4,976 |  |  | $ | 19 |
Agricultural |  | $ | 5 |  |  | $ | 5 |  |  | $ | 5 |
Residential |  | $ | 2,074 |  |  | $ | 2,177 |  |  | $ | 280 |
Home Equity Consumer & Other |  | $ | 543 |  |  | $ | 571 |  |  | $ | 212 |
All Impaired Loans < $100,000 |  | $ | 1,065 |  |  | $ | 1,065 |  |  | $ | - |
June 30, 2011 |  |  |  |  | Unpaid |  |  |  |
($'s in thousands) |  | Recorded |  |  | Principal |  |  | Related |
|  | Investment |  |  | Balance |  |  | Allowance |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 189 |  |  | $ | 539 |  |  | $ | - |
Commercial RE & Construction |  |  | 627 |  |  |  | 1,544 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 483 |  |  |  | 492 |  |  |  | - |
Home Equity & Consumer |  |  | 43 |  |  |  | 43 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,016 |  |  |  | 1,016 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | 2,237 |  |  |  | 4,074 |  |  |  | 700 |
Commercial RE & Construction |  |  | 2,560 |  |  |  | 3,328 |  |  |  | 813 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 733 |  |  |  | 938 |  |  |  | 226 |
Home Equity & Consumer |  |  | 346 |  |  |  | 354 |  |  |  | - |
Totals: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 2,426 |  |  | $ | 4,613 |  |  | $ | 700 |
Commercial RE & Construction |  | $ | 3,187 |  |  | $ | 4,872 |  |  | $ | 813 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,216 |  |  | $ | 1,430 |  |  | $ | 226 |
Home Equity & Consumer |  | $ | 389 |  |  | $ | 397 |  |  | $ | - |
All Impaired Loans < $100,000 |  |  | 1,016 |  |  |  | 1,016 |  |  |  | - |
|  | Six Months Ended |  |  | Three Months Ended |
June 30, 2011 |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
($'s in thousands) |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 210 |  |  | $ | - |  |  | $ | 210 |  |  | $ | - |
Commercial RE & Construction |  |  | 993 |  |  |  | - |  |  |  | 961 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 532 |  |  |  | 14 |  |  |  | 531 |  |  |  | 6 |
Home Equity & Consumer |  |  | 43 |  |  |  | - |  |  |  | 43 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,016 |  |  |  | - |  |  |  | 1,016 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | 2,663 |  |  |  | (2 | ) |  |  | 2,664 |  |  |  | 2 |
Commercial RE & Construction |  |  | 3,188 |  |  |  | 2 |  |  |  | 3,192 |  |  |  | 12 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,189 |  |  |  | 18 |  |  |  | 1,188 |  |  |  | 9 |
Home Equity & Consumer |  |  | 133 |  |  |  | 4 |  |  |  | 131 |  |  |  | 2 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 2,873 |  |  | $ | (2 | ) |  | $ | 2,874 |  |  | $ | 2 |
Commercial RE & Construction |  | $ | 4,181 |  |  | $ | 2 |  |  | $ | 4,153 |  |  | $ | 12 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,721 |  |  | $ | 32 |  |  | $ | 1,719 |  |  | $ | 15 |
Home Equity & Consumer |  | $ | 176 |  |  | $ | 4 |  |  | $ | 174 |  |  | $ | 2 |
All Impaired Loans < $100,000 |  |  | 1,016 |  |  |  | - |  |  | $ | 1,016 |  |  | $ | - |
Troubled Debt Restructurings On Financing Receivables [Table Text Block] | The table below presents the activity of TDRs during the three and six months ended June 30, 2012 and the twelve months ended December 31, 2011.
|  | Three Months Ended June 30, 2012 |
($'s in thousands) |  |  |  |  |  |  |  |  |
|  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  | Number of |  |  | Recorded |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Investment |
Residential Real Estate |  |  | 4 |  |  | $ | 159 |  |  | $ | 159 |
|  | Six Months Ended June 30, 2012 |
($'s in thousands) |  |  |  |  |  |  |  |  |
|  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  | Number of |  |  | Recorded |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Investment |
Residential Real Estate |  |  | 8 |  |  | $ | 274 |  |  | $ | 274 |
|  | Twelve Months Ended December 31, 2011 |
|  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  | Number of |  |  | Recorded |  |  | Recorded |
|  |  | Contracts |  |  |  | Investment |  |  |  | Investment |
Residential Real Estate |  |  | 14 |  |  | $ | 1,011 |  |  | $ | 1,011

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
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