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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Operating Activities    
Net Income $ 1,986 $ 788
Items not requiring (providing) cash    
Depreciation and amortization 642 899
Provision for loan losses 650 1,397
Expense of share-based compensation plan 27 46
Amortization of premiums and discounts on securities 693 841
Amortization of intangible assets 315 394
Amortization of originated mortgage servicing rights 603 165
Recapture of originated mortgage servicing rights impairment (419) 0
Impairment of mortgage servicing rights 185 127
Deferred income taxes (170) 435
Proceeds from sale of loans held for sale 144,542 69,018
Originations of loans held for sale (148,231) (66,104)
Gain from sale of mortgage loans (2,576) (990)
Gain from sale of non-mortgage loans 0 81
Gain on sales of available for sale securities 0 (1,871)
Loss on sale of foreclosed assets 21 265
(Gain) loss on sale of fixed assets 3 (5)
Income from bank owned life insurance (177) (184)
Changes in    
Interest receivable 38 110
Other assets 1,238 898
Interest payable and other liabilities 399 (136)
Net cash provided by (used in) operating activities (231) 6,012
Investing Activities    
Purchase of available-for-sale securities (17,859) (27,658)
Purchase of Federal Home Loan Bank stock (63) 0
Proceeds from maturities of available-for-sale securities 27,105 11,070
Proceeds from sales of availabe-for-sale-securities 0 44,332
Proceeds from bank owned life insurance 0 1,354
Net change in loans (10,254) (13,695)
Purchase of premises and equipment and software (955) (490)
Proceeds from sales or disposal of premises and equipment 701 5
Proceeds from sale of foreclosed assets 219 1,218
Net cash provided by (used in) investing activities (1,106) 16,136
Financing Activities    
Net increase (decrease) in demand deposits, money market, interest checking and savings accounts 15,759 (17,535)
Net decrease in certificates of deposit (15,863) (2,273)
Net decrease in securities sold under agreements to repurchase (2,955) (25,919)
Net increase in federal funds purchased 0 2,000
Proceeds from Federal Home Loan Bank advances 20,500 15,500
Repayment of Federal Home Loan Bank advances (15,776) (13,705)
Repayment of notes payable (539) (148)
Net cash provided by (used in) financing activities 1,126 (42,080)
Decrease in Cash and Cash Equivalents (211) (19,932)
Cash and Cash Equivalents, Beginning of Year 14,846 30,418
Cash and Cash Equivalents, End of Period 14,636 10,486
Supplemental Cash Flows Information    
Interest Paid 2,082 3,397
Transfer of loans to foreclosed assets $ 118 $ 2,020